Cape Coral Homes under $350,000

Cape Coral Homes under $350,000

Welcome to Cape Coral, Florida, a vibrant city known for its stunning waterways, beautiful sunsets, and a warm, welcoming community. Nestled in Lee County, Cape Coral is often referred to as the "Waterfront Wonderland," boasting over 400 miles of navigable canals—more than any other city in the world! This unique feature not only provides residents with breathtaking views but also offers endless opportunities for boating, fishing, and enjoying the great outdoors.

Cape Coral is a family-friendly city that combines the charm of a small town with the amenities of a larger urban area. With its excellent schools, parks, and recreational facilities, it's an ideal place for families to thrive. The city also hosts a variety of events throughout the year, from farmers' markets to cultural festivals, fostering a strong sense of community and belonging.

For those looking to make Cape Coral their home, there are fantastic options available, especially for first-time buyers or those seeking affordable living. The real estate market in Cape Coral features a diverse range of homes under $350,000, making it possible to find your dream home without breaking the bank. Whether you’re looking for cozy single-family homes, charming villas, or modern condos, Cape Coral offers a variety of styles and neighborhoods to suit every lifestyle.

Experience the beauty and excitement of Cape Coral, where your dream home awaits amidst the stunning landscapes and friendly faces. Discover why so many are choosing to call this enchanting city home!

Newest Cape Coral Homes under $350,000

243 SW 33rd Street, Cape Coral
$339,900
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
HEATED POOL....... 6 FOOT PRIVACY FENCE....... ALL ASSESSMENTS IN AND PAID IN FULL...... NO FLOOD INSURANCE REQUIRED......Seller financing available....... CENTRAL WATER + SEWER+ IRRIGATION.....EXTREMELY PRIVATE BACKYARD WITH MATURE VEGETATION.......Enjoy the best of the Southwest Florida lifestyle in this inviting Cape Coral pool home. Featuring 3 bedrooms, 2 bathrooms, and 1,385 square feet of living space, this property offers a private, fenced backyard, a refreshing swimming pool and tropical landscaping perfect for relaxing, entertaining, and enjoying sunny Florida days. Major updates include a new roof and a new pool pump, adding peace of mind for the next owner. The home also features an attached two-car garage and a spacious driveway. Whether you’re searching for a full-time residence, seasonal retreat, or investment opportunity, this property offers a wonderful chance to make it your own and enjoy all that Cape Coral has to offer. Schedule your showing today!

243 SW 33rd Street, Cape Coral
1430 SE 27th Terrace, Cape Coral
$325,000
2 Baths ⋅ Cape Coral SubDv.
Welcome to 1430 SE 27th Terrace, a beautifully updated 3-bedroom, 2-bath home in Cape Coral with approximately 1,509 square feet of living space and an attached two-car garage. The inviting open layout features vaulted ceilings and flooring updated in 2024. The kitchen, also updated in 2024, showcases sleek cabinetry, stainless steel appliances, pendant lighting, and a stunning waterfall-edge island. Major updates include a roof replaced in 2021, a new air conditioning system installed in 2025, and a new water heater installed in 2025. Additional features include PVC plumbing and city utility assessments paid in full. Outside, tropical landscaping, a spacious backyard, and a screened-in covered lanai provide a welcoming setting for relaxing and entertaining.

1430 SE 27th Terrace, Cape Coral
2035 NE 34th Lane, Cape Coral
$309,990
4 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
NEW BUILD - Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan with $10,000 Closing Cost Credit ...OR...$20,000 towards CLOSING COST / PREPAIDS when using preferred lenders. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors. Builder rendered image and interior staged for visual purpose.

2035 NE 34th Lane, Cape Coral
2106 NE 41st Street, Cape Coral
$309,990
4 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
NEW BUILD - Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan with $10,000 Closing Cost Credit ...OR...$20,000 towards CLOSING COST / PREPAIDS when using preferred lenders. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors. Builder rendered image and interior staged for visual purpose.

2106 NE 41st Street, Cape Coral
406 SE 6th Street, Cape Coral
$299,000
2 Beds ⋅ 1 Baths ⋅ Cape Coral SubDv.
TURNKEY, FULLY FURNISHED POOL HOME IN SOUTHEAST CAPE CORAL! Whether you're looking for your own Florida retreat, a seasonal getaway, or an investment opportunity, this home has plenty to offer! Nestled in a quiet, well-maintained neighborhood across from beautiful lakefront properties, this home is conveniently located near shopping, dining, and everyday amenities. Enjoy the Florida lifestyle with a spacious outdoor living area, a large solar-heated swimming pool, and a fully fenced backyard offering privacy and plenty of room to relax, entertain, or soak up the Florida sunshine. ALL ASSESSMENTS PAID! Previously used as a vacation rental, this property comes fully furnished and is already set up for those looking to explore short-term rental opportunities, subject to applicable regulations. Whether you choose to make it your personal residence, a winter getaway, or an investment property, this home offers flexibility and convenience. Move right in and start enjoying everything Southwest Florida has to offer!

406 SE 6th Street, Cape Coral
2029 Tropicana Parkway W, Cape Coral
$318,990
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
Discover Your Dream Home in the Cape Coral Classic Community! The Quincy Plan features an airy open layout with a seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, granite countertops, and stainless steel appliances, including a range with a microwave hood and dishwasher. The serene primary suite includes a private bath with dual vanity sinks and a generous walk-in closet. Additional highlights include a convenient two-car garage, energy-efficient Low-E insulated dual-pane vinyl windows, and a one-year limited home warranty. Select homesites provide additional privacy and showcasing mature pine trees, cabbage palms, and abundant wildlife—perfect for nature lovers seeking a peaceful retreat. Located near Charlotte Harbor Preserve State Park, Florida’s third-largest state park that includes shoreline, mangroves, and estuaries, homeowners enjoy easy access to kayaking, hiking, fishing, and birding.

2029 Tropicana Parkway W, Cape Coral
4309 NW 32nd Terrace, Cape Coral
$329,900
4 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
Need More SPACE? This 2021 NW Cape Home 5 Minutes From CRYSTAL LAKE PARK Lives Larger Than The Square Footage Suggests! The Large Great Room With A CATHEDRAL Ceiling Provides Plenty Of Room For An Extra Large Dining Table And Plenty Of Seating For The Whole Family. You Will Also Enjoy The Kitchen With Plenty Of Space For Extra Helpers. The Master Bedroom Is Bigger Than Typical Homes In This Price Range And Includes Not One But TWO WALK-IN CLOSETS! The Three Guest Bedrooms Are Also ROOMY. Your Furry Friends Or Children Will Love The FENCED BACKYARD That Gives Them Plenty Of Room To Roam. You Will Love The Large SCREENED Lanai And Screened FRONT PORCH. Other Noteworthy Features Include 42" WOOD CABINETS, A New LG Dishwasher, Ice And Water Dispensers In The Refrigerator, A WATER SOFTENER, EPOXY Floors In The Garage, A Vivint-Monitored SECURITY SYSTEM Valued At $5,000 With Cameras, Window And Door Sensors, And A Doorbell Camera. The Home Also Includes An Ecobee SMART THERMOSTAT, A SMART GARAGE DOOR OPENER, Lots of Closet Space, And A PAVER Driveway! Live 5 Minutes From The Beautiful CRYSTAL LAKE PARK And Enjoy Getting Some Exercise, Playing In The Sand, Or Just Watching The Sunset Atop The Hill With Views Of Charlotte Harbor! Sellers Will Consider Offers That Include Some Furniture And The Trampoline In The Backyard. Make An Appointment TODAY!

4309 NW 32nd Terrace, Cape Coral
4260 SE 20th Place Unit 205, Cape Coral
$229,000
2 Beds ⋅ 2 Baths ⋅ River Towers Condo SubDv.
SELLER WILL ENTERTAIN ALL OFFERS! Wake up to breathtaking views of the Caloosahatchee River and expansive intersecting canals from this meticulously maintained, move-in-ready second-floor condo. With desirable southwestern exposure, you'll enjoy spectacular water views and beautiful sunsets from every window and your private screened lanai. This light and bright residence features uniform tile flooring throughout, two spacious primary suites, an open-concept kitchen, and an inviting living area designed to maximize the stunning waterfront scenery. Both bathrooms have been tastefully updated with a fresh, airy feel. Additional features include a large utility room with a stackable washer and dryer, plus extra storage. The unit also comes with a designated parking space and a private 10' x 10' ground-floor storage room. River Towers offers exceptional waterfront amenities, including a heated riverside pool, shaded tiki hut, community rooms, library, shuffleboard, and boat docks/lifts available through the HOA on a first-come, first-served basis. A community laundry room is also available for oversized loads. Ideally located within walking distance of Jaycee Park and the scenic walking and biking paths along Beach Parkway, this well-maintained 55+ community is pet-free and non-smoking, making it an ideal full-time residence, winter getaway, or peaceful retirement retreat. Don't miss this opportunity to own affordable waterfront living with incredible views—schedule your private showing today!

4260 SE 20th Place Unit 205, Cape Coral
4622 SW Santa Barbara Place Unit 111, Cape Coral
$269,900
2 Beds ⋅ 2 Baths ⋅ Bayshore Condo SubDv.
Fantastic first floor, 2 bedroom 2 bath Gulf Access LAKEFRONT condo in the SW Cape. This property boasts nearly 1100sf of living area, great kitchen with solid surface countertops and plenty of cabinets, large living area, spacious master bedroom and guest bedroom, loads of outdoor living space in the screened lanai over looking the lake, so many extras including tile throughout, accordion hurricane shutters, carport, lush landscaping, steps to the community pool and walking distance to Publix. Great location, SUNSET VIEWS, watch manatees and dolphin right in your backyard also close to restaurants and shopping!!

4622 SW Santa Barbara Place Unit 111, Cape Coral
2326 SE 15th Street, Cape Coral
$300,000
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
Nestled in the heart of Cape Coral, this property has it's own story to tell about living in a tropical climate and embracing the Florida lifestyle. Sitting on nearly a quarter-acre of pristine land with an expansive backyard that could become your personal retreat, huge playground for the kids, plenty of room for a pool and complete with a screened lanai offering a place to relax and unwind while the fully fenced yard with convenient side load gates provides security and privacy for the entire family. Step inside to discover beautifully updated spaces throughout. Hurricane windows and sliders fortify the home against nature's fury, while solid wood cabinets paired with elegant quartz countertops and a sophisticated subway glass tile backsplash create a kitchen that's both functional and stunning. The remodeled bathrooms featuring new vanities, new tile shower, and fixtures refreshes the entire home. The location itself is the cherry on top of this sun-soaked paradise, with a short walk placing you at Rosen Park's scenic picnic area and the nearby marina complete with a boat ramp providing direct access to the sparkling Caloosahatchee River leading to the Gulf of America perfect for boating enthusiasts and those who crave an active waterfront lifestyle without having to pay the insurance for Gulf Access.

2326 SE 15th Street, Cape Coral
631 SE 12th Avenue Unit 98, Cape Coral
$257,700
2 Beds ⋅ 2 Baths ⋅ Courtyards Of Cape Coral North SubDv.
FULLY RENOVATED Townhouse without hidden problems!! Two story townhouse at Courtyards of Cape Coral North, 2 beds, 2 baths, spacious floor plan, nice kitchen update with modern cabinets, snow quartz countertops, pantry with plenty space, small wine cooler, new garbage disposal, recessed lighting. Full bathroom and laundry on the first floor. Two set of sliders door in the dining room & living room that lead to enclosed lanai with closet for storage, lanai which is fenced with a gate & has storage shed. Upstairs there is a large master bedroom with a very nice walk-in closet and a spacious guess room, porcelain tile floors and crown molding throughout, ceiling fans with remote control, plumbing re-piped, roof is just 7 years old, AC 7 years old, new water heater installed in 2021, new impact glass windows. The community has a large heating pool, club house with full kitchen, large dining room. For your convenience parking spot is just steps away. Unit is walking distance to the pool and club house. In this location you are outside of mandatory FEMA flood insurance boundaries. Low HOA fees only $395.00 per month.

631 SE 12th Avenue Unit 98, Cape Coral
915 SW 31st Terrace, Cape Coral
$350,000
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
**HEATED POOL HOME IN SOUTHWEST CAPE CORAL – NO FLOOD ZONE, NO HOA & ASSESSMENTS PAID!** This updated 3-bedroom, 2-bath home offers an open, spacious floor plan with vaulted ceilings, a split-bedroom design, and plenty of natural light. The kitchen features wood cabinetry, stone-finish countertops, stainless steel appliances, an island with breakfast bar seating, and a convenient built-in desk area. Recent improvements include a **NEW ROOF (2022), updated bathrooms and luxury vinyl plank flooring in the bedrooms. This home offers additional peace of mind with storm protection upgrades like IMPACT WINDOWS, hurricane rated front door and hurricane rated garage door with storm shutters for lanai. Sliding glass doors open to a large covered lanai and screened-in, electrically heated swimming pool, providing plenty of space for outdoor dining and entertaining. The oversized backyard offers mature palm trees and additional green space beyond the pool enclosure. Situated on an approximately 10,000-square-foot lot in desirable Southwest Cape Coral, this home offers central water and sewer with assessments paid, no HOA fees, and a location outside the designated flood zone. With its practical floor plan, important updates, and generous outdoor living space, this property is ready for its next owner!

915 SW 31st Terrace, Cape Coral
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