Charlotte Park Homes with Canal - Saltwater Waterfront features

Charlotte Park Homes with Canal - Saltwater Waterfront features

Welcome to Charlotte Park, a hidden gem nestled in the heart of Punta Gorda, Florida, where the serene beauty of waterfront living meets the vibrant charm of coastal life. This delightful subdivision is renowned for its picturesque canals and saltwater waterfront homes, offering residents a unique blend of relaxation and adventure right at their doorstep.

Imagine waking up to the gentle sounds of water lapping against your private dock, sipping coffee while watching the sunrise paint the sky in hues of orange and pink. Charlotte Park is a boater's paradise, with direct access to the expansive waters of Charlotte Harbor and the Gulf of Mexico. Whether you’re an avid fisherman, a kayaking enthusiast, or simply enjoy the tranquility of waterfront views, this community caters to all your aquatic desires.

The homes in Charlotte Park boast a variety of architectural styles, each designed to maximize the stunning waterfront vistas. Many properties feature spacious outdoor living areas, perfect for entertaining guests or enjoying a peaceful evening under the stars. With lush landscaping and well-maintained streets, this neighborhood exudes a warm and welcoming atmosphere.

Beyond the allure of the water, Charlotte Park is conveniently located near Punta Gorda’s vibrant downtown, which offers a delightful mix of dining, shopping, and cultural experiences. With its friendly community spirit and an abundance of outdoor activities, Charlotte Park is not just a place to live; it’s a lifestyle waiting to be embraced. Come explore the beauty and charm of this waterfront haven and discover your dream home in paradise!

Newest Charlotte Park Homes with Canal - Saltwater Waterfront features

$465,000
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Experience the best of Southwest Florida waterfront living with this incredible opportunity in the highly desirable Charlotte Park community! Situated on TWO fully fenced lots with an impressive 147 feet of canal frontage, this versatile two-story home offers direct boating access to Charlotte Harbor, making it the perfect fit for boaters, investors, or anyone looking for flexible living options. Beautifully renovated from top to bottom, this move-in ready home leaves nothing untouched. Featuring a NEW roof, NEW impact-rated windows and doors, TWO beautifully updated kitchens, NEW flooring throughout, completely renovated bathrooms, and countless additional interior and exterior improvements, every detail has been thoughtfully updated so the next owner can simply move in and start enjoying the Florida lifestyle. Designed with versatility in mind, the lower level features its own private entrance complete with a spacious bedroom, full bathroom, comfortable living area, and fully equipped kitchen—creating the perfect setup for families, extended guests, seasonal visitors, or income-producing rental potential. Upstairs, natural light fills the open living spaces where you'll find two additional bedrooms, an updated kitchen with plenty of room to gather, an inviting living area, and an expansive wraparound deck overlooking the canal—the perfect place to enjoy your morning coffee or unwind while taking in breathtaking Florida sunsets. Outside is where this property truly shines. The oversized double lot offers endless opportunities for entertaining, gardening, pets, or storing your boat, trailer, RV, and all your waterfront toys. Launch your boat right from your backyard and spend your days exploring Charlotte Harbor, waterfront restaurants, nearby islands, and the Gulf of Mexico. Whether you're searching for a full-time residence, seasonal retreat, vacation rental, or a home that comfortably accommodates the entire family, this property offers exceptional flexibility without sacrificing the waterfront lifestyle. Opportunities like this—with 147 feet of canal frontage, two fully fenced lots, direct boating access, an extensively renovated interior and exterior, and a flexible floor plan—are few and far between.

3129 Banyan Way, Punta Gorda
$624,000
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Located in Charlotte Park, this home has a backyard that leads to Charlotte Harbor and the Gulf of Mexico! This waterfront salt-water pool home has three bedrooms, two bathrooms and a 2-car garage with excellent elevation. No flooding or hurricane damage. This spacious home has tile flooring throughout the main living rooms, luxury vinal in bedrooms, an open floor plan, cathedral ceilings, ceiling fans, and lots of privacy! The kitchen features corian countertops, lots of storage space, a pantry, a built-in desk, a breakfast bar, a 2-year-old stainless refrigerator and a spacious dining area that overlooks the water. The huge primary bedroom has lanai access and 2 walk-in closets. His and her sinks with built-in vanities and separate shower and tub. Also, the additional bedrooms are on a split floor plan, providing lots of privacy. They both feature ceiling fans and walk-in closets. A four-panel pocketing slider leads out to a large lanai with a heated saltwater pool. The pool heater was replaced in2023 and the pool pump in 2024. The cool deck surface has been recently repainted, and the cage got new screws and screening in 2023. The hot water heater was replaced in 2025.This home is in a quiet neighborhood, minutes from downtown Punta Gorda with shopping, dining, waterfront parks, walking and biking paths, art galleries, Fishermen's Village, Charlotte Harbor Event Center and weekend farmer’s markets. Sellers will most likely need a short term leaseback.

3015 Wisteria Place, Punta Gorda
$78,900
Charlotte Park SubDv.
GULF ACCESS CANAL LOT! Your opportunity to own a spacious waterfront lot (75x114) with quick boating access to Charlotte Harbor or hold for investment. You deserve to enjoy sun-filled days on the water. Great established neighborhood, just under 3 miles to Fishermen’s Village and historic downtown Punta Gorda. Small wooden dock already in place.

3111 Banyan Way, Punta Gorda
$109,900
Charlotte Park SubDv.
FREEDOM & WATERFRONT LIVING – NO DEED RESTRICTIONS! Discover the perfect canvas for your custom coastal retreat at 2524 Larkspur Dr. This premier .23-acre SALTWATER CANAL lot in the sought-after Charlotte Park community offers something rare in Florida: true homeowner freedom. With NO GATES and NO MANDATORY HOA, you have the liberty to build your dream home and live the lifestyle you choose without the burden of heavy restrictions or high monthly fees. A BOATER’S PARADISE: Boasting approximately 90 feet of water frontage, this property provides a direct navigable path via Alligator Creek to the Peace River, Charlotte Harbor, and the open waters of the Gulf of Mexico. Imagine walking out to your private dock for a sunrise fishing trip or a sunset cruise—world-class boating is literally in your backyard. WHY THIS LOCATION? Freedom of Ownership: Non-gated and no deed restrictions. Store your boat or trailer on-site (per county code) and enjoy a relaxed, "Old Florida" neighborhood feel. Community Perks: An optional $50/year civic association fee grants you access to a private community boat ramp. Prime Proximity: Just minutes from the historic charm of downtown Punta Gorda, Fishermen’s Village, and waterfront dining. Ready to Build: Public water is available. High and dry residential pocket with mature tropical surroundings. Whether you are looking to build a primary residence or a high-demand vacation rental, this lot offers the ultimate combination of Gulf access and residential autonomy. Don't wait, waterfront opportunities with this level of freedom are disappearing fast. Start building your Florida legacy today!

2524 Larkspur Drive, Punta Gorda
$217,500
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
WATERFRONT LIVING AT AN AFFORDABLE PRICE – OWNER OCCUPANT OR INCOME OPPORTUNITY You want asuarnce in the purchase? we are including a seller $600 home warrenty for buyer to give you confidence with the NEW LOWER PRICE Bonus! new dock decking and refinished! Enjoy the Florida waterfront lifestyle in this well-maintained 3 bedroom, 2 bath double-wide elevated unimpacted home located in the beautiful boating community of Punta Gorda. Whether you are looking for a primary residence, seasonal getaway, or income-producing property, this home offers exceptional value. Situated on an oversized lot on a quiet private dead-end street, the property features saltwater canal frontage with a large wood dock, providing boating access to Charlotte Harbor and the Gulf of Mexico (no sailboats). Inside, the home offers a spacious and comfortable layout including: • Formal living room • Formal dining area • Large family room • Kitchen with seating counter and pantry closet • Split bedroom floor plan for privacy The private owner’s suite includes a large walk-in closet and private bathroom, while two additional bedrooms share a full bath with tub/shower combination. Outdoor living is where this property truly shines. Enjoy the Florida Room overlooking the backyard, an additional lanai, and a concrete patio area perfect for evening gatherings or a fire pit. The property also includes a separate laundry/utility room with wall A/C and a storage shed. Just minutes from the waterfront shops and restaurants at Fishermen’s Village, along with golf, tennis, pickleball, boating, fishing, and the charm of historic downtown Punta Gorda. Easy access to Interstate 75 makes travel simple. A rare opportunity to own affordable waterfront property with motivated seller in one of Southwest Florida’s most desirable boating communities.

3028 Bamboo Court, Punta Gorda
$210,000
Charlotte Park SubDv.
Great waterfront Double lot investment and building opportunity. 150 feet of waterfront ON QUIET STREET- not located in Punta Gorda City Limits therefore no deed restrictions, no HOA and no CDD fees but you get all the amenities of water front living in Punta Gorda! READY TO BUILD YOUR DREAM HOME - prime residential lot to build your dream home. BUILD AN OVERSIZED DOCK W/ COVERED BOAT LIFT! Nestled in the picturesque community of Punta Gorda, this spacious lot offers the perfect opportunity to design and build the home of your dreams. Located in a serene neighborhood with close proximity to all the amenities Southwest Florida has to explore this property is ideal for those seeking a peaceful yet convenient lifestyle. Rich waterfront recreational area from this location it is only a 20 minute ride to Charlotte Harbor, less than an hour to Boca Grande Pass and the Gulf of Mexico. Less than 3.5 miles to I-75 and only 4 miles to Punta Gorda Airport making this location an easy commute to almost anywhere, and only 4.5 miles to Ponce DeLeon Park with amazing sunsets, 10 miles to Port Charlotte Town Center and only 5 miles to Punta Gorda Historic district and waterfront park with historic downtown Punta Gorda, featuring charming shops, dining options, and vibrant entertainment. Tampa Bay Rays spring training and the fairgrounds are just minutes away, also multiple golf courses and some of the best boating and fishing in all of Florida. Red Soxs, Orioles, Twins and Braves spring training all within an hour’s drive. Conveniently located near major highways, making it easy to travel to nearby beaches, golf courses, and other attractions. This lot provides the ideal blank canvas to bring your vision to life in one of Florida's most sought-after areas. CALL TODAY. DON’T MISS THIS ONE.

3015 Banyan Way, Punta Gorda
$325,000
2 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Discover this charming waterfront home located in the heart of Punta Gorda, Florida! Light and bright layout with two bedrooms and two bathrooms that are also ensuites for couples who like their own space, or for hosting visitors. The primary bedroom has a large walk in closet and a private bathroom with a stand up shower. An open layout that combines the kitchen, dining and living room area makes for a great place to have friends and family over. This cottage style home reflects the 'coastal' ambiance of old Florida and you can relax in the spacious heated and air conditioned Florida room that measures in at 11 x 30. This Florida room has floor to ceiling views of the waterfront that leads to Charlotte Harbor. Minimum restrictions in this conveniently located subdivision called Charlotte Park that makes it possible to store your RV, and the oversized 2 car garage that measures in at 24 x 29 has plenty of room for vehicles and 'toys'. House has older but sizeable fishing dock eliciting memories of 'Flipper', and a working boat lift if you dream of boating in Florida! Wider hallways and doorways, plus lower light switches make this one a good choice for someone in a mobility chair. This home is being sold fully furnished, and with a 2 year transferrable FEMA flood policy. Location of this home is key for that lifestyle that you may be looking for as a Publix Shopping Center, a Home Depot and a Walmart are all just minutes away. Downtown Punta Gorda is also just minutes away with all it has to enjoy like a miles long walking and biking trail that runs along the Charlotte Harbor. Multiple places to put the boat or wave runner in the water. Different types of restaurants from fine dining to your favorite pub or sports bar. 8 different golf courses within a 20 minute drive for all you golfing enthusiasts. Pickleball has become a favorite activity as well and this town has plenty of courts and leagues all over including the large Pickle plex just minutes away. Plenty of historical sites to see as you browse around town and of course some of our standard favorites like the annual Christmas Tree lighting downtown, Halloween and the Saturday morning farmers market. So hurry now to schedule your showing and prepare to enjoy your next phase in life.

621 Sturgeon Place, Punta Gorda
$79,900
Charlotte Park SubDv.
This water front property is the perfect spot to build your dream home! Located in the desirable Charlotte Park community within Punta Gorda, this oversized lot spans more than 10,000 square feet with 90 feet of waterfront, offering boating access to the Gulf of Mexico by way of Charlotte Harbor. The lot is located on a quiet street with 90 feet of frontage providing that extra width for a custom home with an oversized 3 car garage, and west rear facing for the beautiful sunsets southwest Florida is known for. Located near shopping, dining, entertainment, and recreational options, you’ll be just a short drive to several beaches and golf courses. Don’t miss the opportunity to build your custom waterfront home on this oversized, waterfront lot.

3013 Chapman Boulevard, Punta Gorda
$69,000
Charlotte Park SubDv.
Build your waterfront dream home in the quaint and highly desirable Charlotte Park community of Punta Gorda, where charm meets true boating access. This prime corner .20-acre waterfront lot offers powerboat access to Charlotte Harbor and is served by city water and sewer, making it an exceptional opportunity for effortless coastal living. Featuring 29 feet of waterfront with a riprap seawall and sidewalk along waterfront, this property is ideally positioned with eastern rear exposure over the water—perfect for tranquil mornings—and western exposure at the front, capturing warm afternoon light. Enjoy long canal views, natural surroundings, and glowing sunset skies, all from your future backyard. With ample space to design a custom home, this large corner lot delivers the perfect balance of convenience and navigable waterfront access. Cruise the scenic canals straight out to Charlotte Harbor, or venture further to Boca Grande, Cayo Costa, and the Myakka River, offering world-class boating, fishing, and island hopping. Waterfront dining and coastal destinations are just minutes away by boat. Ideally located near US-41, shopping, restaurants, hospitals, downtown Punta Gorda, Fishermen’s Village, and local farmers markets, this property offers both a peaceful setting and everyday convenience. Whether you’re planning a full-time residence, seasonal retreat, or long-term investment, this waterfront lot—with city utilities ready to connect, is a rare opportunity to build and enjoy the best of Southwest Florida living. Don’t miss your chance to own a piece of Punta Gorda’s waterfront lifestyle—the Florida dream starts here. This is the Lowest Priced Waterfront lot in Charlotte Park.

2402 Larkspur Drive, Punta Gorda
$315,000
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Virtually Staged. GET YOUR BOAT READY… THIS IS THE FLORIDA WATERFRONT LIFESTYLE YOU’VE BEEN WAITING FOR! Now offered with a HUGE $45,000 PRICE IMPROVEMENT, this beautifully updated GULF ACCESS waterfront home sits on OVER 135 FEET OF WATER FRONTAGE along the Biscayne Canal on a peaceful QUIET CUL DE SAC in desirable Charlotte Park. From the moment you walk inside, you’ll appreciate the bright OPEN FLOOR PLAN designed for entertaining. The heart of the home is the stunning chef’s kitchen featuring GRANITE COUNTERTOPS, NEW RAISED CABINETRY, STAINLESS STEEL APPLIANCES (2025), a FARMHOUSE SINK, coastal tile backsplash, designer lighting, and a large center island where family and friends naturally gather. The spacious living area flows seamlessly into an oversized FLORIDA ROOM, creating multiple spaces to relax, entertain, or simply enjoy peaceful water views. TILE FLOORING runs throughout the home, and the entire interior was FRESHLY PAINTED IN 2025, giving the home a clean, modern feel. The primary suite offers a private retreat with TWO BUILT IN CLOSETS and an updated ensuite bathroom complete with a custom tiled walk-in shower, sliding glass doors, raised vanity, and stylish barn door entrance. Two additional bedrooms and a beautifully remodeled guest bathroom provide plenty of room for family and visitors. Step outside and discover what truly makes this property special. Whether you’re enjoying your morning coffee, watching dolphins and manatees pass by, fishing from your own dock, or heading out for a day on Charlotte Harbor, this home delivers the waterfront lifestyle buyers dream about. The FULL COMPOSITE DOCK and concrete waterside deck are ready for your boat with quick access through Biscayne Canal, Venice Canal, Alligator Creek, Charlotte Harbor, and out to the GULF OF MEXICO. The OVERSIZED 20’ x 25’ TWO CAR GARAGE provides plenty of room for vehicles, golf carts, kayaks, fishing gear, and all your waterfront toys. Major updates provide peace of mind, including NEW A/C (2025), STAINLESS STEEL APPLIANCES (2025), METAL ROOF with approximately 30 years of life remaining, TANKLESS WATER HEATER (2021), WHOLE HOUSE WATER SOFTENER (2021), NEW IRRIGATION (2021), NEW ELECTRICAL PANEL (2021), COMPLETE PEX/PVC REPIPE, PUBLIC WATER, and an ADT SECURITY SYSTEM WITH CAMERA. Located just minutes from historic downtown Punta Gorda, waterfront restaurants, shopping, biking trails, live entertainment, Fishermen’s Village, boating, world-class fishing, and Southwest Florida’s beautiful Gulf beaches, this home offers the perfect combination of location, updates, and waterfront living. WATERFRONT HOMES WITH THIS MUCH FRONTAGE, GULF ACCESS, AND THIS MANY UPDATES ARE BECOMING HARDER TO FIND. SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE SOMEONE ELSE STARTS LIVING THE FLORIDA DREAM.

2820 Marlin Place, Punta Gorda
$275,000
4 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Nestled on a spacious corner lot with a striking oak tree in the front yard, this canal-front single-family home offers 1,642 square feet of well-designed living space—perfect for a growing family. Featuring 3 bedrooms, 2 bathrooms, and a flexible bonus room, this home combines comfort, function, and versatility. A brand-new roof (2024), large circular driveway, and updated interior add both curb appeal and peace of mind. Step inside to discover a thoughtfully updated interior that blends modern convenience with inviting warmth. The open split floor plan features tile flooring throughout the main living areas, enhancing the home's clean and cohesive design. The heart of the home is the beautifully remodeled kitchen, complete with a suite of stainless-steel appliances, Shaker-style cabinets and drawers, granite countertops, and a breakfast bar. The kitchen overlooks the formal dining room on one side and the inviting living room on the other, creating an ideal layout for both entertaining and everyday living. The open floor plan flows effortlessly into a spacious great room, surrounded by windows that flood the space with natural light and provide peaceful views of the surrounding property. French doors in the formal dining room lead to a versatile bonus room, which also connects to a dedicated laundry room and a convenient storage area. All bedrooms feature brand-new wood vinyl flooring for a fresh, modern feel. The spacious primary suite includes an attached bathroom with a shower/tub combo and a new vanity. Two additional guest bedrooms are located on the opposite side of the home, offering privacy and comfort, and share a full bathroom. Enjoy 74 feet of saltwater canal frontage complete with a concrete seawall—ready for your custom dock and boat lift. With direct Gulf access, this property is a dream for boating enthusiasts. Home also features in 2025 new insulation, drywall, electrical outlets, fresh interior paint and hot water heater, A/C in 2015. Punta Gorda is home to many festivals, a vibrant downtown area, world-class dining, entertainment & the Pickle Plex. Approximately 30 minutes away from several Gulf beaches and easy access to I-75, route 41. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

3129 Buttonwood Place, Punta Gorda
$313,000
2 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Sailboat Waterfront Pool Home, offering quick access to Beautiful Charlotte Harbor and onto the Gulf of Mexico via Alligator Creek, take in some of the Best Boating and Fishing in all of Southwest Florida. Home Features Living Room, Dining Room, Kitchen with Breakfast Nook, Two Bedrooms, Two Baths, Florida Room, Screened Pool with Paver Decking over looking the Waterfront, there are two docks, Ideal Location for your Boat. Carport with Utility Room and an Additional Shed for more Storage. This Home would make an Ideal Winter retreat. Your Waterfront Lifestyle is here, plus just a short Drive to Dining, Shops, Golf, Tennis, Pickleball, Walk and Bike Paths and more.******

731 Tangerine Court, Punta Gorda
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