N/A Homes under $400,000

N/A Homes under $400,000

Welcome to the Sunshine State, where your dream home awaits in the vibrant communities of Florida! With a plethora of options under $400,000, you can find the perfect place to call home without breaking the bank.

Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation getaway, Florida's real estate market offers a diverse selection of charming properties that fit your budget. From cozy single-family homes nestled in family-friendly neighborhoods to stylish condos with breathtaking views, there’s something for everyone in this sunny paradise.

Imagine waking up to warm sunshine and palm trees swaying gently outside your window. Many homes in this price range feature modern amenities, spacious layouts, and beautiful outdoor spaces—perfect for enjoying Florida’s year-round temperate climate. You’ll find properties equipped with updated kitchens, inviting living areas, and even private backyards ideal for entertaining or relaxing after a long day.

In addition to affordable housing, Florida boasts an array of attractions and amenities. Enjoy world-class beaches, thrilling theme parks, and an active lifestyle filled with outdoor activities like hiking, boating, and golfing. The vibrant local culture is enriched by diverse dining options, shopping centers, and community events that make every day feel like a holiday.

Don’t miss out on the opportunity to own a piece of this beautiful state. With homes under $400,000, your Florida dream is closer than you think. Explore the possibilities today and take the first step toward your new life in the Sunshine State!

Newest N/A Homes under $400,000

16414 N County Road 225, Gainesville
$264,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Enjoy country living on this beautiful 2.92-acre wooded property! This 3-bedroom, 2-bath home offers a comfortable living room, a spacious kitchen with plenty of cabinet space, and a separate dining area. Relax on the welcoming front wood deck or enjoy the outdoors on the spacious rear paver patio, or by the fire pit out back, that is perfect for entertaining or quiet evenings. The property also features a gravel driveway, partial fencing, and a front entry gate. Additional highlights include a stainless steel appliances, roof replaced in 2015, and HVAC replaced in 2025. Plenty of room to spread out and enjoy the peaceful country setting!

16414 N County Road 225, Gainesville
551 Ne 354th Avenue, Old Town
$239,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Welcome to this beautifully remodeled 3 bedroom 2 bathroom home situated on 5 acres. Nestled in a tranquil neighborhood, this serene location offers peace and privacy, making it an ideal spot to settle down and create your own haven. The home was fully remodeled in 2026 with high-end materials and craftsmanship. Step inside to discover a thoughtfully designed layout featuring a spacious living room perfect for both entertaining and relaxing, accented by natural light pouring in through windows. The kitchen features new stainless-steel appliances and ample cabinet storage. Adjacent to the kitchen is a bonus room with a fireplace and plenty of room for a second living room or office. The home also includes a laundry room. The primary bedroom is spacious and includes a walk-in closet. The primary bathroom has been fully remodeled, with a new vanity and step-in shower. This home has a split floor plan with a living room and dining room, perfect for entertaining and relaxing. On the other side of the home, two additional bedrooms and a fully remodeled bathroom offer ample space, luxury vinyl flooring, and plenty of closet space. These bedrooms also offer versatility for guests. Numerous updates have been made in the last few years, including a full house remodel in 2026: new interior paint, new vinyl flooring and trim, new HVAC, new fans, stainless steel appliances, new doors, new countertops, a new front deck, and fully remodeled bathrooms. Outside, enjoy a 5-acre property with a screened-in back patio, perfect for enjoying your morning coffee. Two ADU units are on the property, offering more storage or the option to convert them into living areas. The property is conveniently located just 20 minutes to Fanning Springs and 45 minutes to Steinhatchee. This is a one-of-a-kind property, so call today to schedule a showing!

551 Ne 354th Avenue, Old Town
40101 Bowtie Drive, Lady Lake (The Villages)
$349,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Come see this very well maintained 3 bedroom and 2-bathroom home located on 5 acres!! New roof, new exterior doors, new carpet in bedrooms. Home has laminate floors throughout except bathrooms and Florida room, which are tile. Fireplace is wood burning, shed has electric, and the barn has room for an RV plus many more items!! Located near Harbor Hills which has dining and golf. Just a short 10-minute drive to many amenities (shopping, restaurants, etc.). Seller is offering a 1-Year home warranty. Some photos have been virtually staged

40101 Bowtie Drive, Lady Lake (The Villages)
4752 W State Road 235, Unknown
$350,000
4 Beds ⋅ 2 Baths ⋅ N/A SubDv.
5.28 ACRES | 2,400 SF WAREHOUSE | 1,716 SF MANUFACTURED HOME | RURAL LA CROSSE Bring your vision to this 5.28-acre rural property offering a unique combination of land, workspace, and potential. The primarily cleared acreage provides plenty of room to spread out and enjoy a rural lifestyle, with space for gardening, farming, animals, hobbies, recreation, or simply enjoying the privacy and open space. The existing 4-bedroom, 2-bath manufactured home offers 1,716 square feet and is ready for someone willing to put in a little love. The home needs updating and some repair, but provides a great starting point for creating a comfortable residence while taking advantage of the property’s expansive acreage. A major highlight is the approximately 2,400-square-foot, high-ceiling warehouse/workshop, offering substantial additional space and versatility. Inside, a partially framed area provides the potential to finish an additional room and bathroom. A separate rear section offers possibilities for a studio, office, recreation, entertainment, or other flexible uses. An existing bar setup and separate room could be transformed into a private hangout, creative studio, game room, gallery, or gathering space with some finishing work. The surrounding properties feature cattle and open acreage, adding to the property’s rural character. Much of the property is already cleared, with portions offering the opportunity for additional clearing and landscaping to further enhance the land. Whether you’re looking for acreage for a homestead, space for hobbies and projects, a large workshop or creative retreat, or an opportunity to add value through improvements, this property offers a rare combination of acreage and substantial existing improvements. Bring your vision and make this property your own.

4752 W State Road 235, Unknown
1903 Alto Lane, Lutz
$234,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Welcome to this spacious three-bedroom, two-bathroom manufactured home in Lutz, situated on a generous one-acre lot. Offering approximately 1,980 square feet of living space, this home features a desirable split-bedroom floor plan and an open layout that provides plenty of room for comfortable living and entertaining. The living room, dining area, and kitchen flow together, creating a welcoming central gathering space filled with natural light from skylights throughout the home. A fireplace in the living room adds warmth and character, while wood-look vinyl flooring and ceiling fans throughout provide a comfortable and practical setting. The kitchen offers abundant cabinet storage, stainless steel appliances, and plenty of workspace. The spacious primary bedroom features a private bathroom with a glass-enclosed walk-in shower, generous vanity, and large walk-in closet. Two additional bedrooms each offer their own walk-in closets and share a full bathroom with a tub/shower combination. An inside laundry area adds everyday convenience. A bonus room provides additional flexible space and is ready for some repair, offering a blank canvas for the new owner to make it their own. With an expansive one-acre lot and plenty of living space, this Lutz property offers room to spread out while providing an opportunity to add your own personal touches.

1903 Alto Lane, Lutz
6725 Forestview Lane, Lakeland
$309,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Welcome to 6725 Forestview Lane, a well-maintained 3-bedroom, 2-bath manufactured home offering approximately 1,500 square feet of comfortable living space on a full acre located on a cul-de-sac. Priced to sell, this property combines generous outdoor space with valuable recent improvements, including a new HVAC system, insulated flooring, new laminate flooring throughout, a new septic system and pumps, a new well pump, and a new water-filtration system. The metal roof was installed approximately 7 years ago, providing additional peace of mind. Impressive 24 × 36 working garage featuring engineered construction, concrete flooring and substantial electrical service ideal for vehicles, equipment, storage or workshop use. Seller reports 220V electrical capability; supporting plans are available. Enjoy the privacy and flexibility of acreage living with plenty of room for outdoor activities, gardening, and future possibilities. This move-in-ready property offers space, value, and major systems already updated. Buyer to independently verify improvement dates, permits, dimensions and financing requirements. Schedule your private showing today!

6725 Forestview Lane, Lakeland
217 Grove Ridge Drive, Winter Haven
$160,000
2 Beds ⋅ 2 Baths ⋅ N/A SubDv.
HELLO INVESTOR OR FIRST TIME HOME BUYER DON'T MISS THIS FANTASTIC OPPORTUNITY TO OWN YOUR OWN LAND! THIS WELL-MAINTAINED 2 BEDROOM 2 BATH DOUBLE-WIDE MANUFACTURED HOME SITS ON A SPACIOUS 0.26-ACRE OWNED, FULLY FENCED LOT, OFFERING PRIVACY AND PLENTY OF ROOM TO ENJOY THE OUTDOORS. THE HOME FEATURES A BRIGHT AND SPACIOUS LIVING AREA, A LARGE WALK-IN CLOSET IN THE PRIMARY BEDROOM, A NEW WELL WATER SYSTEM, AND RV PARKING. CONVENIENTLY LOCATED CLOSE TO EVERYTHING, THIS PROPERTY IS IDEAL FOR HOMEOWNERS OR INVESTORS SEEKING CONFORT, SPACE, AND VALUE. AGAIN NO LOT RENT. SCHEDULE YOUR PRIVATE SHOWING TODAY.

217 Grove Ridge Drive, Winter Haven
430 3rd Street, Ocoee
$329,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Welcome Home to Ocoee! Beautifully situated in the heart of Ocoee, Florida, this charming 3-bedroom, 2-bathroom home offers comfort, convenience, and plenty of flexibility. The main home features a functional layout with three bedrooms and two full bathrooms, complemented by a separate detached, air-conditioned office/bonus room—perfect for a home office, creative space, guest area, or additional living space. The home has been recently painted and features a newer roof installed in 2022, along with newer appliances, providing peace of mind and modern convenience. Enjoy an exceptional location just minutes from West Oaks Mall, shopping plazas, restaurants, the public library, and major highways, making everyday errands and commuting a breeze. Plus, you'll be conveniently located near Universal Studios, Walt Disney World, and many of Orlando's world-famous attractions, entertainment, and dining destinations. Whether you're looking for a comfortable family home, a property with dedicated workspace, or a convenient location close to everything Central Florida has to offer, this Ocoee home is a fantastic opportunity! Schedule your private showing today!

430 3rd Street, Ocoee
Villas Del Mar Beach Resorts Unit 303, Loiza
$350,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Penthouse with Stunning Panoramic Ocean Views. Enjoy resort-style living at Villas del Mar Beach Resort in Loíza, Puerto Rico. This spacious penthouse features an open-concept layout with a living room, dining area, kitchen, three bedrooms, two with ocean views, two full bathrooms, and a balcony overlooking the ocean. The property also includes three assigned parking spaces. The private terrace provides an ideal outdoor space to entertain, relax, and enjoy the refreshing Caribbean breeze. Resort-style amenities include direct beach access, two swimming pools, tennis and basketball courts, a fitness center, 24/7 security, controlled access, and visitor parking. The community allows short-term rentals through Airbnb, making this property an excellent option as a primary residence, vacation home, or investment opportunity. Conveniently located approximately 24 minutes from Luis Muñoz Marín International Airport, with easy access to Piñones, El Yunque National Forest, beautiful beaches, restaurants, golf courses, and renowned hotels. An excellent opportunity to own an oceanfront penthouse and enjoy the coastal lifestyle of Puerto Rico.

Villas Del Mar Beach Resorts Unit 303, Loiza
16770 Sw 137th Avenue, Archer
$240,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Step into a piece of history with this charming 1927 3-bedroom, 2-bath home in the heart of Archer. Thoughtfully updated while preserving its original character, this 1,260 sq ft home blends vintage appeal with modern comfort. Set on a 0.25-acre lot, it offers spacious living areas, a bright kitchen, and timeless architectural details throughout. Enjoy the peaceful small-town atmosphere of Archer, known for its friendly community, scenic countryside, and easy access to outdoor recreation like nearby lakes and nature trails. Conveniently located just a short drive from Gainesville, you’ll have quick access to shopping, dining, entertainment, and the University of Florida. This is a unique opportunity to own a well-maintained historic home with enduring charm in a location that perfectly balances quiet living and city convenience.

16770 Sw 137th Avenue, Archer
1572 Churchill Court, Lakeland
$199,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Bring your vision to 1572 Churchill Court, where a great Lakeland location, flexible spaces, and a fenced backyard offer plenty of possibilities! Picture morning coffee on the screened porch, afternoons tending a garden, or evenings relaxing in your own outdoor space. Inside, a bonus room provides flexibility for a home office, hobbies, or an additional gathering area, while the inside utility room adds everyday convenience. The roof and water heater are approximately 5 years old, and the A/C is approximately 10 years old, with a fan motor installed in June 2026. The home needs some care and updating, creating an opportunity to add your personal touches and explore its potential as a primary residence, future rental, or investment property. Enjoy a convenient location within reach of Lakeland favorites, including Lake Parker Park, the lakeside setting of Lake Mirror and Hollis Garden, and the trails and gardens at Bonnet Springs Park. Downtown Lakeland’s restaurants and cafés offer even more ways to enjoy the area. Lakeland Government Whether your plans include making it home or adding to your investment portfolio, this property offers space to reimagine and make your own. Schedule your private showing and explore the possibilities!

1572 Churchill Court, Lakeland
2900 Tiger Lake Road, Lake Wales
$339,900
2 Beds ⋅ 2 Baths ⋅ N/A SubDv.
Great Find on this 2 bed 2 bath mobile home with attached garage and a separate barn on 9.6+- acres. Property has lots of massive live oak with a few hammocks. Property is a one-of-a-kind GEM.

2900 Tiger Lake Road, Lake Wales
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