Punta Gorda Isles Homes under $400,000

Punta Gorda Isles Homes under $400,000

Welcome to Punta Gorda Isles, a picturesque waterfront community nestled in the heart of Punta Gorda, Florida. Known for its charming, laid-back atmosphere and stunning views of serene canals, this subdivision offers a unique blend of coastal living and suburban comfort. With its lush landscapes and friendly neighborhoods, Punta Gorda Isles is the perfect place for families, retirees, and everyone in between to call home.

One of the most appealing aspects of Punta Gorda Isles is the availability of beautiful homes under $400,000. Here, you'll find a variety of properties that cater to diverse tastes and lifestyles, from cozy single-family homes to inviting villas. Many of these residences boast modern amenities, open floor plans, and outdoor spaces perfect for enjoying the Florida sunshine. With the potential for stunning water views, these homes represent an exceptional value in today’s real estate market.

Residents of Punta Gorda Isles enjoy a wealth of recreational opportunities, including boating, fishing, and kayaking right from their backyards. The community is also conveniently located near parks, shopping, dining, and cultural attractions, ensuring that everything you need is just a short drive away.

Whether you’re seeking a seasonal retreat or a permanent residence, Punta Gorda Isles offers a vibrant lifestyle in a stunning setting. With homes available under $400,000, now is the perfect time to explore this enchanting community and discover your dream home in sunny Florida. Come experience the charm of Punta Gorda Isles—where life meets leisure!

Newest Punta Gorda Isles Homes under $400,000

240 Lewis Circle Unit 513, Punta Gorda
$295,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
MOTIVATED SELLERS!!! Welcome to the desirable community of Sea Isles in Punta Gorda Isles! This fully updated FIRST FLOOR 3 bedroom 2 bath condominium has been well maintained and is being offered TURNKEY! The open and inviting floor plan is filled with natural light, creating an ideal space for everyday living or entertaining guests. The well appointed kitchen features granite countertops, plenty of cabinets for storage, and opens up to the living room and beyond to your screened in lanai. The primary suite enjoys private access to the lanai from your spacious bedroom, a walk in closet, and leads to your remodeled bathroom with a walk in shower. The two guest bedrooms and guest bathroom allow plenty of space for your guests. All bedrooms have ceiling fans and luxury vinyl plank flooring. The screened in tiled lanai has a storage unit for convenience. Enjoy boating? This unit comes with assigned boat dock #513 featuring a 14,000-pound Golden boat lift, providing quick and easy boating access to Charlotte Harbor and the Gulf of Mexico—perfect for avid boaters! Enjoy the freedom to be on the water within minutes, whether for fishing, cruising, or sunset excursions. The space can accommodate a 30 foot boat! Water and electric are available at the dock. This condo comes with 1 covered carport! Other in unit upgrades include: Storm Smart roll down hurricane screens, hurricane rated windows, a new electric panel, and several appliances with transferrable warranties. This beautiful community offers a heated in ground swimming pool, completely renovated in 2023, featuring two geothermal heating/cooling pumps to keep the temperature comfortable year round! New metal roofs have been installed on all buildings and carports. All buildings, stairways, and walkways were painted in November of 2025. Located in a well-maintained waterfront community, this unit offers a peaceful setting while remaining close to downtown Punta Gorda, Fishermen’s Village, waterfront parks, dining, shopping, and golf. Whether you’re seeking a full-time residence, seasonal retreat, or investment opportunity, this property delivers the ultimate Southwest Florida lifestyle.

240 Lewis Circle Unit 513, Punta Gorda
112 Cuiaba Drive, Punta Gorda
$275,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Your personal updates are going to shine in this wonderful Deep Creek opportunity. From the welcoming double door entry to the oversized pool, this 3/2/2 home will fit your family well with the living/dining and kitchen/family room split bedroom floor plan that everyone desires. Water, sewer, no flood zone, low HOA fee keep bringing buyers back to this area time and time again. Schedule your showing today!

112 Cuiaba Drive, Punta Gorda
601 Shreve Street Unit 66C, Punta Gorda
$225,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
TOP-FLOOR CORNER CONDO WITH BOATING ACCESS! Enjoy beautiful sunsets and a relaxed Florida lifestyle from this beautifully furnished 3rd-floor corner condo overlooking the community pool, mature banyan trees, and lush green space. The screened-in lanai provides a peaceful outdoor retreat and the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, an open floor plan seamlessly connects the kitchen, dining, and living areas. The kitchen offers ample cabinetry and counter space, a breakfast bar, and a convenient pantry closet just off the dining area. Reverse osmosis system under the kitchen sink! The living room features a wall of sliding glass doors that fill the space with natural light and open to the screened lanai. The desirable split-bedroom floor plan provides privacy for guests. The spacious primary suite offers direct access to the lanai, a walk-in closet, and a built-in desk area that makes an ideal makeup vanity or workspace. The en-suite bath features dual sinks, a walk-in shower, and a linen closet. The second bedroom is located across from the kitchen and is conveniently situated near the second full bath and laundry room with washer and dryer. Hurricane shutters on the bedroom windows and lanai provide added peace of mind and make this a true lock-and-leave home. An assigned covered parking space is included. Being sold fully furnished, this condo is ready to enjoy as a full-time residence, seasonal getaway, or investment property. For those who love the water, community dock space is available for a fee. There are 25 dock spaces that can accommodate boats up to 50'. Enjoy a short boat ride to Charlotte Harbor and onward to the Gulf. Boating, fishing, walking paths, and community amenities create an ideal setting for enjoying the Florida lifestyle. Conveniently located near Fishermen's Village, Downtown Punta Gorda, Gilchrist Park, restaurants, shopping, festivals and more. Come enjoy beautiful sunsets, and the ease of condo living in sunny Southwest Florida!

601 Shreve Street Unit 66C, Punta Gorda
2903 Roma Court, Punta Gorda
$395,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Various photos have been staged. Peaceful Cul-de-Sac Living in Punta Gorda Isles with a Park-Like Setting Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath home with a 2-car garage sits on an oversized lot backing to a large green belt, perfect for morning walks, pets, or simply watching the local wildlife. With open space on both sides and an expansive park-like backdrop, you'll feel the privacy the moment you arrive. A welcoming paver driveway and entry lead to a one-of-a-kind paver bench, made for relaxed "front porch sitting." Inside, 20" tile flows through the living room, kitchen, and dining area. The updated kitchen features granite countertops, a tile backsplash, stainless steel appliances, a convection oven, and a double sink with reverse osmosis water. Outdoor living is the highlight. The dining area, bedroom 2, and primary bedroom all open through sliding glass doors to a tiled, air-conditioned four-season lanai. Double 12' sliders lead to the private, screened pool surrounded by pavers. The primary suite offers wood laminate flooring, a walk-in closet, and an updated ensuite bath with a tiled glass-enclosed shower with dual shower heads and double sinks. The main bath features a tub/shower with glass surround and tile. Practical touches include an inside laundry area with full-size stacked washer and dryer and a soaking sink, plus an epoxy-floored 2-car garage with pull-down attic access for extra storage. Major updates: A/C (2023), flat tile roof (2024), and hot water heater (2026). Peaceful, private, and move-in ready, this is a home you'll enjoy for years to come. Call today to schedule your private showing!

2903 Roma Court, Punta Gorda
1311 Tuscany Drive, Punta Gorda
$398,800
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Exceptional Greenbelt Oasis in Punta Gorda Isles! Peaceful views of mature trees and an expansive screened lanai set the tone for this 3-bed, 2-bath, 2-car garage home. Beautifully updated and tastefully decorated, the interior follows a split floor plan with an easy flow for everyday living and entertaining. Granite countertops, ample cabinetry, a convenient pass-through window, and a dining nook with sliders to the lanai make the kitchen a welcoming place to gather. Open to the kitchen, the family room combines charming beadboard wainscoting with sliding glass doors to the lanai for easy indoor and outdoor living. A separate, versatile space can accommodate formal dining, a home office, games, or crafts to suit your needs. The primary suite pairs direct lanai access through sliding glass doors with a large walk-in closet and an ensuite bathroom complete with a walk-in shower and an on-demand water heater. On the opposite side of the home, the two guest bedrooms and guest bathroom can be closed off from the main living area for added privacy. A door from the guest bathroom provides convenient patio access. Quartz countertops, a farmhouse sink, and plenty of storage make the laundry room as practical as it is attractive. Outside, enjoy the southern exposure, relax in the spa, or grill on the paver patio. There’s even a banana tree, so when the fruit is ripe, you can pick a little snack right from your own backyard! Mature trees and the greenbelt backdrop create a wonderfully private backyard setting, ideal for gathering with friends or enjoying a quiet afternoon. Want your own pool? There’s room to add one, or simply enjoy the spacious backyard just as it is! Punta Gorda Isles is known for its waterfront lifestyle, with boating, golf, parks, bike paths, dining, shopping, Fishermen’s Village and historic downtown Punta Gorda all nearby, plus convenient access to US 41, I-75 and Punta Gorda Airport. This home brings together character, comfort, and the kind of backyard privacy that makes it a special find in Punta Gorda Isles. Schedule your showing and picture yourself at home here!

1311 Tuscany Drive, Punta Gorda
1640 Atares Drive Unit 16, Punta Gorda
$250,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
The Golf Course Villas are a hidden gem, tucked away at the end of Atares in a cul-de-sac neighborhood surrounded by St. Andrews Golf Course with beautiful water & golf course views... not to mention the sunsets. This 3 bedroom, 2 bath home has a two car garage, tons of storage, walk in closets, outdoor living space, NEW AC IN 2024, and the list goes on. This community has never flooded. The villa buildings were freshly painted in 2025 & re-roofed in 2024, making it the perfect maintenance-free home near downtown Punta Gorda with easy access to 41 and I75, all Southwest Florida airports, medical facilities, spring training events, restaurants, water sports and beaches. Whether you're a golf enthusiast or simply seeking a serene retreat in Southwest Florida, this villa offers the best of both worlds. This one is a must-see.

1640 Atares Drive Unit 16, Punta Gorda
134 Tocopilla Street, Punta Gorda
$392,100
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Virtually Staged. Florida Pool Living with Space to Make Your Own! Picture sunny Florida days spent poolside at this spacious 3-bedroom, 2-bath home in Punta Gorda Isles Sec 20. Set on a landscaped cul-de-sac lot, this one-story home offers 2,106 square feet of living space, an attached 2-car garage, and a screened in-ground pool that creates an inviting setting for relaxing, entertaining, and enjoying the Florida lifestyle. Inside, vaulted ceilings bring an airy feel to the main living areas, while the floor plan offers plenty of room to spread out with a family room, formal dining area, and an eat-in kitchen with a breakfast bar. Sliding doors connect the interior to the screened pool area, making indoor-outdoor living easy. One of the home's most interesting features is the three-room primary suite with its own separate entrance, offering flexibility for a variety of living arrangements. The home also features a walk-in closet, ceiling fans, central vacuum, tile and carpet flooring, and an irrigation system. Outside, mature landscaping surrounds the home and pool area, adding to the established Florida feel. The tile roof underwent permitted replacement work in 2023, including new underlayment, flashing, and tile installation. The concrete block and stucco construction, public water and sewer, and approximately $200 annual HOA fee round out the property. With 3 bedrooms, generous living space, a screened pool, and a flexible layout, this Punta Gorda home offers plenty of possibilities for its next owner. Schedule your private showing and come see how 134 Tocopilla St could fit your Florida lifestyle.

134 Tocopilla Street, Punta Gorda
2601 W Marion Avenue Unit 41C, Punta Gorda
$299,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
TOP-FLOOR WATERFRONT CONDO + DEEDED BOAT DOCK + SAILBOAT ACCESS + FULLY FURNISHED +OVERSIZED BALCONY! Welcome to 2601 W Marion Avenue, Unit 41C, a bright and spacious 2-bedroom, 2-bathroom TOP-FLOOR CONDO located in the Dolphin Club community of Punta Gorda. With WATER VIEWS, an abundance of natural light, an impressive 19' x 15' balcony, this condo delivers the Florida waterfront lifestyle from both inside and out. Step inside and immediately notice just how BRIGHT AND AIRY this home feels. Unlike many condos, windows can be found throughout nearly every room—even the laundry room—bringing in an abundance of natural light. TILE FLOORING flows throughout most of the home for easy maintenance, while both bedrooms feature carpeting for added comfort. The updated kitchen features QUARTZ COUNTERTOPS, NEW APPLIANCES, ample cabinetry, and a seamless connection to the dining area and living room. From the main living space, step outside onto the EXPANSIVE 19' X 15' BALCONY, where WATER VIEWS provide the perfect backdrop for morning coffee, outdoor dining, or simply relaxing and enjoying the surroundings. The PRIMARY BEDROOM is generously sized and features its own SLIDING GLASS DOOR TO THE BALCONY, allowing you to enjoy the outdoor space directly from your bedroom. An EXPANSIVE PRIMARY CLOSET provides plenty of storage, while the EN SUITE BATHROOM features DUAL VANITIES and a WALK-IN SHOWER. The second bedroom is equally well-sized and also offers DIRECT ACCESS TO THE BALCONY, creating a welcoming space for overnight guests, family or a home office. A second full bathroom and dedicated laundry area complete the interior. For boating enthusiasts, this property truly stands out. The condo includes its own DEEDED BOAT DOCK with SAILBOAT ACCESS. Two dock pilings were recently replaced, adding to the improvements already made to the property. Additional features include a NEW TANKLESS WATER HEATER, COVERED PARKING SPACE, and a PRIVATE STORAGE UNIT ideal for bicycles, beach equipment, fishing gear, and other recreational items. The condo is being offered FULLY FURNISHED AT THE LIST PRICE, making it easy to settle in and begin enjoying the Southwest Florida lifestyle. Dolphin Club offers approximately 195+ FEET OF SALTWATER CANAL WATERFRONT along with a COMMUNITY POOL, and RENOVATED CLUBHOUSE. The clubhouse features a full kitchen, pool table, darts, and TV's providing a great gathering space for parties and community events. Recent exterior improvements include a NEWER ROOF, COMPLETE EXTERIOR PAINTING, and NEW EXTERIOR LIGHTING. TOP-FLOOR LOCATION. WATER VIEWS. DEEDED BOAT DOCK. SAILBOAT ACCESS. FULLY FURNISHED. With its oversized balcony, updated interior, and waterfront amenities, Unit 41C offers an exceptional opportunity to enjoy the Punta Gorda boating lifestyle.

2601 W Marion Avenue Unit 41C, Punta Gorda
25454 Palisade Road, Punta Gorda
$399,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
DEEP CREEK! IMPECCABLY MAINTAINED 3 BEDROOM, 2 BATHROOM, 2 CAR GARAGE HOME IN IN HIGHLY SOUGHT AFTER DEED-RESTRICTED COMMUNITY WITH COUNTY WATER AND SEWER! As you arrive, you’ll appreciate the curb appeal, with a generously sized lawn, beautiful landscaping, and a charming walkway leading to the front entry. Step inside to a spacious living room, with the dining room situated just to the right. Throughout the interior, high ceilings, an abundance of natural light, and neutral tones create a bright and inviting atmosphere. The kitchen features white cabinetry, granite countertops, tile backsplash, and stainless-steel appliances, along with an eat-in kitchen and breakfast bar overlooking the living room. Generous primary bedroom offers direct access to the lanai and pool, large walk-in closet, and an ensuite bathroom. Split floor plan ensures privacy for everyone, with two additional guest bedrooms sharing a well-appointed guest bath that also serves as a convenient pool bath. Step outside to the covered and screened lanai, offering an expansive paver-covered space with multiple seating areas surrounding the pool, providing plenty of room for entertaining, dining, or simply relaxing outdoors. The saltwater pool features a built-in swim-up table and ample space to lounge poolside. Beyond the pool, a spacious greenbelt creates an open backdrop and added privacy, with mature palms and greenery enhancing the tropical setting. Additional highlights include central vac, dog run, and solar panels for added energy efficiency. Great location in a quiet and friendly neighborhood conveniently located close to I-75, restaurants, shopping, schools, parks, golf and just a short drive to historic downtown Punta Gorda, known for its world-class fishing and boating, community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!

25454 Palisade Road, Punta Gorda
2169 Pagoda Lane, Punta Gorda
$344,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Beautifully and thoughtfully renovated throughout, this home is truly move-in ready! The interior has been completely transformed with a fresh, modern feel. The stunning kitchen features shaker-panel cabinetry with soft-close features, Taj Mahal quartz countertops, and a full matching backsplash that creates a seamless, elevated look. The beautifully updated primary bath features a freestanding tub and stylish finishes, creating the perfect retreat. Major improvements include a metal roof (2023) and a brand-new A/C in 2026, giving you peace of mind for years to come. Additional highlights include city water and sewer and a 2-car garage. Every detail of the interior renovation was thoughtfully selected to create a home that feels fresh, bright, and beautifully updated.

2169 Pagoda Lane, Punta Gorda
74 Belem Street, Punta Gorda
$359,950
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Welcome to 74 Belem Street located in desirable Deep Creek, this well maintained 3- bedroom, 2- bath home sits on a corner lot with greenbelt views and about 1940 sq.ft. Of living space. Original Owners customized the home when new and have loved it ever since. The split floor plan gives family and guests privacy, with closets in every room, Vaulted ceiling, large kitchen, dining / living area and nook. French doors to the pool / lanai from the primary bedroom and Kitchen area that opens to the Lanai and pool deck and in ground pool. cool Decking keeps the Path to the water more comfortable. The primary bathroom offers dual sinks, a garden tub and a separate walk - in shower area. Major updates were already done - - new roof (2023), New A/C (2023), New Pool Filter and Pump (2023), also Exterior Paint (2023). A washer Dryer About 6-months-old is included in sale. Recorded as a flood zone X, So Flood Insurance IS NOT Typically Required. Close to I-75, Kings Highway, shopping, golf and beaches. LOW TAXES, Homestead Property TAX Benefits and protections, NO state INCOME TAX, move in and enjoy the sunshine!

74 Belem Street, Punta Gorda
24276 Peppercorn Road, Punta Gorda
$219,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Exceptional opportunity to complete and customize this partially constructed home located in the desirable Burnt Store Lakes community of Punta Gorda. Situated on a spacious .25-acre lot, this unfinished project was designed to feature 3 bedrooms and 2 bathrooms upon completion. Whether you're a builder, investor, contractor, or ambitious buyer looking to create your own vision, this property offers a head start with construction already underway. Bring your plans, creativity, and finishing touches to transform this structure into a beautiful custom residence tailored to your preferences. The property is being sold in its current condition and will require completion by the new owner. A unique opportunity to add value and create a personalized home in one of Punta Gorda's growing communities.

24276 Peppercorn Road, Punta Gorda
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