Punta Gorda Homes under $400,000

Punta Gorda Homes under $400,000

Welcome to Punta Gorda, Florida—a hidden gem nestled on the picturesque shores of Charlotte Harbor. Known for its charming small-town atmosphere, vibrant arts scene, and stunning waterfront views, Punta Gorda offers a unique blend of relaxation and recreation that attracts residents and visitors alike. With its historic downtown, lined with delightful boutiques and cozy cafes, you’ll find the perfect spot to unwind or enjoy a leisurely afternoon.

For those looking to make Punta Gorda their home, you'll be pleased to discover a variety of stunning properties available for under $400,000. Whether you’re a first-time homebuyer, a retiree seeking tranquility, or a family looking for a welcoming community, Punta Gorda has something for everyone. From modern condos with breathtaking harbor views to charming single-family homes nestled in friendly neighborhoods, the options are diverse and appealing.

Imagine waking up to the gentle sounds of nature, enjoying your morning coffee on a sunlit patio, or taking a stroll along the scenic waterfront. With affordable homes available, you can embrace the Punta Gorda lifestyle without breaking the bank. Plus, the area boasts numerous parks, recreational facilities, and access to boating and fishing, making it an outdoor enthusiast's paradise.

Punta Gorda is not just a place to live; it’s a community where neighbors become friends and every day feels like a vacation. Explore the possibilities of calling this enchanting city home, and discover why so many are drawn to the charm and warmth of Punta Gorda, Florida. Your dream home awaits!

Newest Punta Gorda Homes under $400,000

3127 Bayside Parkway, Punta Gorda
$274,900
3 Beds ⋅ 2 Baths ⋅ Pelican Harbor Mobile Estates SubDv.
WATERFRONT–LAND OWNERSHIP! Rare opportunity to own a beautiful waterfront 3 bedroom, 2-bath home in Pelican Harbor Mobile Home Estates, one of the area’s most desirable 55+ waterfront communities. Perfect for boating, kayaking, and fishing enthusiasts, this property delivers the ultimate blend of comfort, convenience, and coastal lifestyle. Inside, you’ll find a spacious split floor plan filled with natural light. The primary suite features a walk-in closet and ensuite bath with dual sinks, soaking tub, and separate shower. The bright, open kitchen offers ceramic tile flooring, an eat-in bar, and abundant cabinet space. A dedicated laundry room adds everyday convenience. The bonus room expands your living area with sliders that open to a massive deck overlooking the water—a perfect spot for entertaining or simply enjoying the view. Upgrades include a metal roof, new spray foam insulation underneath, and newer A/C for improved energy efficiency. Enjoy the expansive open porch—ideal for relaxing or entertaining—along with your private dock, boat lift, and seawall for effortless waterfront access. Additional features include a new 48x16 covered carport with electrical. Community Amenities: Heated pool and clubhouse, shuffleboard, horseshoes, bocce ball, designated RV/trailer/boat storage, and inclusive water, sewer, and trash services. Ideally located near shopping, golf courses, entertainment, and top-rated dining—and just an hour to the world-famous Siesta Key Beach—this home offers both a serene retreat and an active waterfront lifestyle. Schedule your private showing today and experience the best of Florida living!

3127 Bayside Parkway, Punta Gorda
5819 Howard Lane, Punta Gorda
$125,000
3 Beds ⋅ 2 Baths ⋅ Purdys Acline SubDv.
Unlock massive equity potential with this prime single-family home with outdoor inground spa. Currently configured as a 3-bedroom, 2-bathroom residence, the property offers an exceptional footprint for expansion, with significant square footage to easily add additional bedrooms and bathrooms. This full-rehab project—currently showing fire damage—is a rare find situated on an expansive 0.57-acre lot, more than double the size of standard neighborhood parcels. Offering 1,510 sq. ft. of living space, this property boasts significant upside with a high ARV and strong rental market. Offered strictly AS-IS, this is the perfect opportunity for investors seeking a high-spread fix-and-flip or a value-add buy-and-hold project.

5819 Howard Lane, Punta Gorda
27429 Dutch Avenue, Punta Gorda
$299,000
2 Beds ⋅ 2 Baths ⋅ Cleveland SubDv.
Welcome to 27429 Dutch Ave, a newly renovated 3-bedroom, 2-bath home offering the perfect blend of laid-back Florida living, comfort, and space — just one block from the Peace River. Bright, airy, and thoughtfully updated, this home feels fresh and inviting from the moment you walk in. The comfortable 3-bedroom layout provides plenty of room for family and guests, while the screened-in porches creates the perfect spot for morning coffee, evening cocktails, or simply enjoying the Florida weather year-round. Step outside to a large, private backyard with plenty of room to add a pool, entertain, garden, or create your own outdoor oasis. Previously enjoyed as a vacation rental when the current owners were out of town, the home offers flexibility as a full-time residence, seasonal Florida escape, or potential income-producing property. Located in a quiet neighborhood just steps from the Peace River, you can enjoy the relaxed feel of coastal Florida living while still being conveniently located to everything Punta Gorda has to offer. Highlights include: newly renovated interior, 3 bedrooms and 2 bathrooms, screened-in porches, spacious backyard with room for a pool, one-block proximity to the Peace River, quiet setting, and a extra large paved driveway for your boat or RV. Whether you’re looking for a family home, Florida getaway, or a place to spend winters in the sunshine, 27429 Dutch Ave is ready to enjoy.

27429 Dutch Avenue, Punta Gorda
3401 Palm Drive, Punta Gorda
$399,000
4 Beds ⋅ 4 Baths ⋅ Aqui Esta SubDv.
INVESTMENT OPPORTUNITY IN PUNTA GORDA! This four-unit property offers investors the opportunity to acquire a cash-flowing multifamily asset with 3 of the 4 units currently occupied, providing immediate rental income with additional upside through lease-up of the remaining unit. Whether you're looking to expand your portfolio, generate ongoing income, or position yourself for long-term appreciation, this property offers multiple paths to value creation. Located in Punta Gorda, a growing Southwest Florida community known for its waterfront lifestyle, historic downtown, boating, dining, and convenient access to I-75, the property is well positioned to benefit from continued demand throughout Charlotte County. With three units already occupied, an investor can step into an income-producing property today while having the opportunity to increase overall revenue by filling the vacant unit and optimizing rents over time. Punta Gorda has also continued to see investment and redevelopment activity, adding to the area's long-term appeal for real estate investors. Buy for the cash flow today, while positioning yourself for potential long-term appreciation tomorrow. This is an opportunity to acquire an income-producing multifamily property in an established Southwest Florida market with room to increase income and build equity over time.

3401 Palm Drive, Punta Gorda
3500 Mondovi Court Unit 212, Punta Gorda
$329,000
3 Beds ⋅ 2 Baths ⋅ Burnt Store Isles SubDv.
SAILBOAT WATERFRONT! TURNKEY CONDO! PRIVATE GARAGE! BOAT LIFT! Welcome to Burnt Store Isles in Punta Gorda, where waterfront living meets effortless Florida style. This first-floor, end-unit condominium is offered turnkey and includes a private garage, private dock (#35) and a 10,000-lb. boat lift with water and electric. Inside, the spacious 3-bedroom, 2-bath layout features an open-concept design ideal for everyday living and entertaining. The kitchen offers Corian countertops, breakfast bar and generous pantry storage. The primary suite includes two walk-in closets and a private ensuite with walk-in shower, while two guest bedrooms are positioned at the front of the home alongside the guest bath and convenient interior laundry. Additional highlights include a new A/C (2026), metal roof installed in 2023 and a private one-car garage. Just steps from the community pool and spa, residents can enjoy a cabana and grills, while the dock is only a short walk away. Conveniently located minutes from historic downtown Punta Gorda, waterfront dining, shopping, entertainment and more! Bring your boat, unpack your suitcase, and start enjoying the Florida lifestyle.

3500 Mondovi Court Unit 212, Punta Gorda
43997 Boardwalk Loop Unit 1841, Punta Gorda
$239,900
2 Beds ⋅ 2 Baths ⋅ Babcock National SubDv.
Welcome to your new condo in the highly sought-after, gated community of Babcock National. This stunning 2023-built, top floor corner condo is being offered completely turnkey and showcases some of the best, unobstructed water and golf course views in the entire neighborhood. GOLF MEMBERSHIP INCLUDED! Pull into your covered carport space and take the elevator or stairs up to the top floor where this end-unit offers ultimate privacy and a bright, breezy ambiance. Stepping through the front door, you are greeted by an open floor plan flooded with natural light, featuring impact-resistant windows and doors, soaring volume ceilings, along with sleek tile flooring throughout the main living areas. The chef-inspired kitchen is complete with pristine quartz countertops, a generous breakfast bar island, stainless steel appliances, pendant lighting and a modern glass tile backsplash. This same area flows seamlessly into a formal dining space with a bright bay window and a spacious great room. Slide open the sliding glass doors to your private, screened-in lanai to enjoy panoramic views of the long lake and the the championship golf course. Tucked away on the front half of the home, features a spacious guest bedroom, a pristine full bath, and a luxurious primary suite that boasts a generous walk-in closet and an en-suite bath. Complete with upscale designer furnishings, this move-in-ready residence lets you immediately embrace the ultimate Southwest Florida lifestyle. Just outside of your home and within the community, you have an array of amenities at your fingertips. There's the 18-hole championship golf course, resort-style pool with lap lanes & a spa, tiki bar, pickleball & bocce courts, a state-of-the-art fitness center, tennis center, a clubhouse w/ dining, dog park and more! Not only that but Founder’s Square within Babcock Ranch, regularly hosts food trucks with entertainment, markets, music, etc. Living at Babcock means more than just residing—it's a vibrant lifestyle. Your neighbors are waiting! Come check out what the community and lifestyle is all about!

43997 Boardwalk Loop Unit 1841, Punta Gorda
601 Shreve Street Unit 46B, Punta Gorda
$225,000
2 Beds ⋅ 2 Baths ⋅ Banyon Point SubDv.
Banyan Point 2nd floor, END UNIT WITH WATER VIEWS! Existing furniture negotiable! Fabulous *LOCATION* within walking and biking distance to the FARMER'S MARKET AT THE HISTORY PARK, PUNTA GORDA LIBRARY & FISHERMEN'S VILLAGE! Dock your boat in your backyard UP TO 50 FT. OF DOCK SPACE available and can be assigned on a 1st come/1st serve basis (PLENTY OF SPACE IS AVAILABLE)! Great opportunity to own in Banyan Point Condominiums with STABLE and COMPETITIVE HOA fees, this financially sound community boasts reserve funds, allowing for proactive maintenance and ensuring NO ASSESSMENTS are expected in the foreseeable future (per property manager). Plus, the condo features a NEW ROOF & NEW CARPORTS. Inside, the condo features an open & spacious, split bedroom floor plan with UPDATED KITCHEN INCLUDING STAINLESS STEEL APPLIANCES, AMPLE CABINETRY, RECESSED LIGHTING AND BREAKFAST BAR! The great room opens to a tiled lanai facing the water! HURRICANE SHUTTERS ON LANAI give you peace of mind and protection from rain. There is a screened storm door at the entrance of this condo for added light and for letting the breeze in when you have your lanai doors open.Your primary suite is king sized with a huge WALK IN CLOSET and private access to the lanai and private patio through sliding glass doors. Your primary suite also features a built-in desk/vanity or office space & private master bath with his & hers sinks, walk-in shower & separate bath with shower! Other amenities include a laundry closet with a full size washer & dryer, shelves plus additional storage closets. The guest suite has an additional spacious bedroom with bathroom (shower/tub combo). This condo comes w/one assigned COVERED PARKING SPOT and tons of guest parking. COMMUNITY AMENITIES INCLUDE AN IN GROUND HEATED POOL, clubhouse/office & park-like setting including the infamous banyan tree. Banyan Point is centrally located & is walking distance to Historic downtown Punta Gorda, the new library, the PGICA building, History Park FARMERS MARKET, Fishermen's Village & Gilchrist Park plus the Harborwalk trails. CALL TODAY FOR A PRIVATE SHOWING! BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!

601 Shreve Street Unit 46B, Punta Gorda
43281 Treadway Drive, Punta Gorda
$334,897
3 Beds ⋅ 2 Baths ⋅ Trails Edge SubDv.
IF YOU MISS OUT ON THIS ONE, IT MAY BE THE HOME YOU CAN’T FORGET—ESPECIALLY AT THIS PRICE! Some homes check the boxes. Others make you look back and wish you had acted when you had the chance. With its beautiful lake view, established Babcock Ranch location, move-in-ready condition, and impressive value, this is one property you’ll want to see before someone else calls it home. Welcome to your opportunity to own in Babcock Ranch, the nationally recognized solar-powered community celebrated for its innovative design, sustainability, and exceptional Southwest Florida lifestyle. Located in the established and desirable Trails Edge neighborhood, this beautifully maintained residence is conveniently situated within walking distance of the schools and Founders Square. Offering 3 bedrooms, 2 full bathrooms, and 1,672 square feet of thoughtfully designed living space, the home has been lightly lived in and is offered in move-in-ready condition enjoy a home without the wait or many of the additional expenses that can come with new construction. Step inside and immediately appreciate the bright, open-concept floor plan, abundant natural light, and neutral finishes that create a comfortable and inviting atmosphere. At the heart of the home is a spacious kitchen designed for both everyday living and entertaining. A large granite island provides plenty of gathering and prep space, while a generous pantry and inviting eat-in dining area flow seamlessly into the main living area. Additional features include a dedicated laundry room, two-car garage, and ADT security system wired for four cameras, providing added convenience and peace of mind. But the real showstopper may be waiting just outside. Step onto your screened lanai with brick pavers and take in the tranquil lake view. Whether you're enjoying your morning coffee as the sun rises or unwinding at the end of another beautiful Florida day, this peaceful waterfront setting provides a backdrop you'll appreciate every day. Low HOA fees add even more value by including landscaping, internet, and trash service, giving you more time to enjoy everything that makes the Babcock Ranch lifestyle so desirable. Residents have access to an impressive collection of amenities, including Cypress Lodge and Lake Timber resort-style pools, tennis, pickleball and basketball courts, a dog park, restaurants, shopping, community events, miles of walking and jogging trails, and kayak launches. WHY WAIT FOR NEW CONSTRUCTION WHEN SO MUCH IS ALREADY HERE? For buyers comparing resale homes with new construction, this property deserves serious consideration. The established neighborhood, desirable location, lake view, and move-in-ready condition mean much of the work—and expense—has already been taken care of. Simply settle in, and start enjoying the Babcock Ranch lifestyle from day one. DON’T LET THIS BECOME THE PROPERTY YOU CAN’T FORGET.

43281 Treadway Drive, Punta Gorda
6619 Orange Blossom Lane, Punta Gorda
$100,000
2 Beds ⋅ 2 Baths ⋅ Villa Triangulo SubDv.
Discover affordable Florida living at its best with zero HOA restrictions. This competitively priced 1983 single-wide mobile home features a vast oversized lot, providing plenty of room for privacy, outdoor activities, and dedicated parking for an RV, boat, or airboat. You can rest easy knowing major mechanicals have been recently upgraded, including a newly installed roof, a 2021 HVAC system, and a 2022 water heater. Nestled in a peaceful neighborhood right outside Punta Gorda, the location puts you within quick reach of local dining, retail, beaches, and the renowned fishing waters of Charlotte Harbor. Having already established itself as a reliable income generator, this versatile property is ideally suited as an investment property, winter getaway, or primary home.

6619 Orange Blossom Lane, Punta Gorda
1437 Coral Ridge Drive, Punta Gorda
$180,000
3 Beds ⋅ 1 Baths ⋅ Pettit Park SubDv.
Welcome home to this charming bungalow, a 3-bedroom residence nestled in the established Pettit Park neighborhood of Punta Gorda with no deed restrictions, BRING YOUR TOYS! Boating, RV, there is room for it all! Situated on a generously oversized corner lot with a north-facing frontage, this single-story home offers simplified living. Inside, you’ll find a comfortable living area, a dedicated laundry area, and a kitchen equipped with essential appliances, making everyday living easy and efficient. All three bedrooms feature built-in closets, and durable tile and concrete flooring throughout ensures low-maintenance living. The home’s block exterior and lot size as well as interior layout lend to its charm and practicality, while the convenient location places you just minutes from downtown Punta Gorda, shopping, dining, and waterfront activities. Whether you’re looking for a primary residence, seasonal retreat, or investment opportunity, this home offers solid value and timeless Florida appeal. Schedule you showing today!

1437 Coral Ridge Drive, Punta Gorda
214 W Grace Street, Punta Gorda
$299,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Completely remodeled and move-in ready! This beautifully updated Punta Gorda home features a fresh, modern feel throughout, with thoughtful renovations and stylish finishes. Enjoy a bright and inviting layout, updated living spaces, and a newly replaced roof. Located in a desirable Punta Gorda area, this home offers the perfect blend of comfort, convenience, and charm! A wonderful opportunity for a buyer looking for a home that has been completely remodeled and is ready to enjoy!!!! Plenty of space to expand!! No HOA. Minutes to Downtown Punta Gorda, Marinas, Restaurants and Shops.

214 W Grace Street, Punta Gorda
14009 Black Beauty Drive Unit 211, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ Heritage Landing Golf And Country Club SubDv.
Golf membership included. This first-floor coach home in Heritage Landing Golf & Country Club comes with a bundled golf membership, so you can play from day one. It overlooks the water and the 17th fairway, with west-facing sunset views from the screened lanai, which has two ceiling fans and a privacy wall. The 1,917 sq ft split plan has 3 bedrooms and 2 baths, a formal dining room, and a kitchen with granite counters, a breakfast bar, and a dinette. The owner's suite has a walk-in closet, dual sinks, a garden tub, and a separate shower. The kitchen appliances, water heater, and HVACwere all replaced in 2021, flooring updated 2026 and the interior is freshly painted. There's also an attached 2-car garage and ample storage. A satellite pool sits steps away on Black Beauty Dr. The guard-gated community offers an 18-hole Gordon Lewis course, a driving range and practice areas, a pro shop, tennis and pickleball, a fitness center with spa, and a resort-style pool with tiki bar.

14009 Black Beauty Drive Unit 211, Punta Gorda
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