Punta Gorda Homes under $500,000

Punta Gorda Homes under $500,000

Welcome to Punta Gorda, Florida, a hidden gem on the Gulf Coast that perfectly blends small-town charm with vibrant coastal living. Nestled between the serene waters of Charlotte Harbor and the lush landscapes of Southwest Florida, Punta Gorda boasts a picturesque setting that attracts residents and visitors alike. With its quaint historic district, bustling farmers' markets, and a plethora of outdoor activities, this city is a haven for those seeking a laid-back lifestyle infused with plenty of sunshine.

For homebuyers looking for affordability without sacrificing quality, Punta Gorda offers an impressive selection of homes priced under $500,000. Whether you're a first-time buyer, a retiree, or seeking a vacation getaway, you'll find a diverse array of properties that cater to your needs. From charming single-family homes with spacious yards to modern condos with stunning water views, the real estate market here is brimming with possibilities.

Imagine sipping your morning coffee on a sun-drenched patio, or taking a leisurely stroll along the waterfront, with the gentle sound of waves lapping at the shore. Punta Gorda's friendly community atmosphere is enhanced by its numerous parks, recreational facilities, and cultural events, making it easy to connect with neighbors and enjoy all that this delightful city has to offer.

With its affordable housing options, rich history, and an abundance of natural beauty, Punta Gorda is not just a place to live—it's a lifestyle waiting to be embraced. Come explore your future home in this idyllic Florida paradise!

Newest Punta Gorda Homes under $500,000

2276 Oberon Lane, Punta Gorda
$450,000
3 Beds ⋅ 2 Baths ⋅ Deep Creek SubDv.
Immaculate Tropical Oasis with Unbeatable Financing Opportunity! Step into a home where every detail has been meticulously curated. Resort-style landscaping surrounds the pool, spa, fishpond and fountain, decorative bridge and paths, and covered lanai. The 15x30 heated pool is the centerpiece, surrounded by a pristine paver deck, a new pool cage, and decorative privacy curtains for ultimate seclusion. The experience begins at the spectacular entryway, framed by lush potted plants that set a serene tone before you even cross the threshold. Inside, the open floor plan feels bright and airy, anchored by soaring arched ceilings, contemporary ledger stone accents, custom cabinetry, recessed lights, and stylish wood-look laminate flooring. From the main living areas, your eyes are drawn to the shimmering views of the pool, creating a seamless connection between the interior and the outdoors. The kitchen boasts granite countertops, stainless steel appliances, a pantry, new upper cabinets, refaced lower cabinets, and a large sink, all centered around a breakfast bar, dinette, and dining room. The primary suite serves as a true retreat, offering an oversized layout with a dedicated sitting area and a spa-like bath complete with a soaking tub, glass-enclosed tile shower, and granite countertops. A smart split floor plan ensures guests have plenty of privacy, along with their own beautifully remodeled bathroom. Beyond the aesthetics, this home is built for longevity. Major updates provide incredible value, including a new ROOF (2021), IMPACT windows (2023), front door motorized shutter and lanai accordion shutter (2022) replaced plumbing lines (2025), a new water heater (2025), pool cage (2023), pool heater (2021), variable speed pool pump (2026), disposal (2026), 2 drains to move water away from the house (2024), master bath remodel (2020), guest bath remodel (2021), living room fan (2026). The A/C age is 10+/- years. A laundry room with a generous stainless steel utility sink and cabinets lead to the two-car garage, which features RaceDeck flooring and sliding screens as shown in the 3D tour. As a rare financial bonus, this property offers an assumable VA loan at a low rate, presenting a massive opportunity for significant monthly savings. With no special flood hazard area designation, hurricane IMPACT windows, a well for irrigation and pool filling, a large push button shade in the dining room, ample closets and pantry, and a portable generator and six 30 lb propane tanks included, this is a residence where you can truly have it all.

2276 Oberon Lane, Punta Gorda

25248 Padre Lane, Punta Gorda
$450,000
4 Beds ⋅ 3 Baths ⋅ Punta Gorda Isles SubDv.
ARCHITECTURALLY DISTINCTIVE, MOVE-IN READY, FURNISHED & ENERGY EFFICIENT! This spacious 4-bedroom, 3-bath smart home offers approximately 2,198 sq. ft. of comfortable living space on a quiet cul-de-sac in a desirable Punta Gorda location, close to shopping, restaurants and everyday conveniences. From the moment you arrive, you’ll appreciate the beautiful modern facade, custom architectural features and attention to detail throughout. The home is currently located outside a designated flood zone and features PAID-OFF SOLAR, offering energy savings without an additional solar payment. Inside, the open and inviting floor plan is complemented by designer furnishings, stylish details and contemporary finishes. The beautiful modern kitchen features sleek cabinetry, stainless-steel appliances and generous counter space, creating a bright and functional space for everyday living and entertaining. Enjoy added peace of mind with a roof and rain gutters approximately 3 years old with top-of-the-line shingles, along with included hurricane shutters. The home also features smart-home technology, an irrigation system and energy-efficient features throughout. Furniture is included, making this a truly move-in-ready opportunity for a full-time residence, seasonal retreat or Florida getaway. With its architecturally distinctive design, cul-de-sac setting, paid solar, newer major improvements and convenient location, this home offers an impressive combination of style, comfort and functionality. Just bring your suitcase and start enjoying the Florida lifestyle!

25248 Padre Lane, Punta Gorda

3204 Sunny Harbor Drive, Punta Gorda
$155,000
3 Beds ⋅ 2 Baths ⋅ Pelican Harbor Mobile Estates SubDv.
Enjoy waterfront living in this CHARMING FURNISHED 3-bedroom, 2-bathroom manufactured home with a carport, Florida room, and 68 FEET OF WATER FRONTAGE in the active 55+ community of PELICAN HARBOR. With a functional layout, beautiful water views, and direct access to the water from your backyard, this home offers a relaxed Florida lifestyle with plenty of opportunities to enjoy the outdoors. INTERIOR FEATURES • Furnished • Open living and dining areas • Florida room • Carport • Waterfront location KITCHEN FEATURES The eat-in kitchen offers plenty of workspace and storage, with a breakfast bar that creates a natural gathering spot for casual meals and entertaining. • Stainless steel appliances • Granite countertops • Breakfast bar • Eat-in dining area PRIMARY SUITE The spacious primary bedroom features a walk-in closet and private bathroom. • Walk-in closet • Dual-sink vanity • Walk-in shower GUEST BEDROOMS & BATH Two additional bedrooms offer comfortable accommodations for guests, family, or a home office. • Built-in closets • Shared guest bathroom nearby WATERFRONT & OUTDOOR LIVING Step outside and enjoy 68 FEET OF WATER FRONTAGE with a concrete seawall and plenty of room to add a dock and boat lift. Cast a line, launch a kayak, or simply relax by the water. The screened lanai extends the living and entertaining space and offers a beautiful setting to sip your morning coffee or unwind with your favorite evening beverage while enjoying the water views. PELICAN HARBOR COMMUNITY Pelican Harbor is an active 55+ waterfront community offering amenities designed for an enjoyable Florida lifestyle. • Clubhouse • Community pool • Shuffleboard • RV storage • Boat storage • Waterfront community With its furnished interior, 68 FEET OF WATER FRONTAGE, concrete seawall, room for a dock and boat lift, and active 55+ community amenities, this home is ready to enjoy the waterfront lifestyle. Schedule your showing today!

3204 Sunny Harbor Drive, Punta Gorda

7307 Alfred Boulevard, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ Charlotte Ranchettes SubDv.
Coffee at the kitchen island, a morning walk across your own acreage and an evening spent planning what to plant next. At 7307 Alfred Blvd in the Charlotte County Ranchettes, there is room to make those routines your own. This 2023 home sits on 1.25 acres of agriculturally zoned land in Punta Gorda, Florida, with three bedrooms, two bathrooms, 1,792 square feet and no HOA. Sunlight fills the open living area, where light wood-look flooring, crown molding and views of surrounding greenery create a comfortable setting for everyday life. The kitchen brings everyone together around a generous island with breakfast seating, a farmhouse sink and a cooktop beneath a stainless steel vent hood. A separate wall oven, built-in microwave, stainless steel appliances and abundant cabinetry give you space to prepare breakfast or cook while friends gather nearby. Sliding glass doors open to the backyard, making it easy to step outside and enjoy your surroundings. The split floor plan separates the primary suite from the additional bedrooms, providing privacy for you and your guests. The primary bathroom features a large tiled shower with a sliding glass door and LED mirrors, while the separate laundry room offers cabinetry and a folding counter. Outside, grassy areas dotted with palms and pines invite plans for raised garden beds, fruit trees, a chicken coop or space for your animals. Whether you envision a personal homestead, hobby farm, more space for pets or simply room to enjoy life with family, this acreage gives you a place to plant, play and spend time together. Enjoy the greenery, listen to the birds and find a peaceful moment outdoors, while shopping, restaurants and everyday conveniences remain close by. Agricultural zoning also offers opportunities for gardening, farming and keeping horses, livestock and other farm animals. There is also space to plan a future barn, workshop, detached garage or pool. The Ranchettes roads allow horseback riding and ATV use, so you can head out for a ride right from home. Shopping and restaurants along Jones Loop Road and US 41 are a short drive away, with downtown Punta Gorda’s waterfront dining and local shops approximately 15 minutes away and Sunseeker Resort approximately 20 minutes away. Both I-75 interchanges at Jones Loop Road, Exit 161, and US 17, Exit 164, are within approximately 5 miles, and Punta Gorda Airport is approximately 5 miles away. Southwest Florida International Airport is about a 45-minute drive, and Gulf beaches are approximately an hour away, depending on traffic and destination. Spend the day with your hands in the garden or your feet in the sand, then return home to acreage you can make your own.

7307 Alfred Boulevard, Punta Gorda

43993 Boardwalk Loop Unit 1944, Punta Gorda
$199,000
2 Beds ⋅ 2 Baths ⋅ Babcock National SubDv.
Penthouse Paradise with Unrivaled Triple-Fairway Views! Welcome to the ultimate golfer’s retreat on the 4th floor of Babcock National. Experience the pinnacle of country club living in this 4th-floor Arbor model Terrace Condo, perfectly situated to offer one of the most unique vantage points in all of Babcock National. This penthouse-level residence provides rare, panoramic views of three different holes on the championship Gordon Lewis-designed golf course, complemented by the serene backdrop of the aquatic driving range. Inside, this open-concept condo features an inviting split-floorplan designed for both comfort and privacy. The chef-inspired kitchen boasts granite countertops, stainless steel appliances, and a large island that flows seamlessly into the dining and living areas—all anchored by floor-to-ceiling vistas. The owner’s suite is a private sanctuary with dual walk-in closets and direct lanai access, while the secondary bedroom is tucked away for guest privacy. As a resident of Babcock National, you enjoy a bundled golf membership to the 18-hole championship course, plus access to world-class amenities including a resort-style pool with a tiki bar, a state-of-the-art fitness center, tennis, pickleball, and the luxurious grand clubhouse. Live the eco-friendly lifestyle of Babcock Ranch—America’s first solar-powered town—where nature trails and community events are just a short ride away. Schedule your showing today to experience the best view in the building! Assigned covered parking space + private exterior storage unit. Membership: Bundled Golf & Social Membership included. Other amenities include Resort-style pool, lap lanes, and spa/hot tub.Tiki Bar & Grill + Fine Dining at the Clubhouse. Fitness Center, Sauna, and Day Spa. Tennis, Pickleball, and Bocce courts.

43993 Boardwalk Loop Unit 1944, Punta Gorda

601 Shreve Street Unit 66C, Punta Gorda
$225,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
TOP-FLOOR CORNER CONDO WITH WATERFRONT LIFESTYLE! Enjoy beautiful sunsets and a relaxed Florida lifestyle from this beautifully furnished 3rd-floor corner condo overlooking the community pool, mature banyan trees, and lush green space. The screened-in lanai provides a peaceful outdoor retreat and the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, an open floor plan seamlessly connects the kitchen, dining, and living areas. The kitchen offers ample cabinetry and counter space, a breakfast bar, and a convenient pantry closet just off the dining area. Reverse osmosis system under the kitchen sink! The living room features a wall of sliding glass doors that fill the space with natural light and open to the screened lanai. The desirable split-bedroom floor plan provides privacy for guests. The spacious primary suite offers direct access to the lanai, a walk-in closet, and a built-in desk area that makes an ideal makeup vanity or workspace. The en-suite bath features dual sinks, a walk-in shower, and a linen closet. The second bedroom is located across from the kitchen and is conveniently situated near the second full bath and laundry room with washer and dryer. Hurricane shutters on the bedroom windows and lanai provide added peace of mind and make this a true lock-and-leave home. An assigned covered parking space is included. Being sold fully furnished, this condo is ready to enjoy as a full-time residence, seasonal getaway, or investment property. For those who love the water, community dock space is available for a fee. There are 25 dock spaces that can accommodate boats up to 50'. From here, enjoy a short boat ride to Charlotte Harbor and onward to the Gulf. Boating, fishing, walking paths, and community amenities create an ideal setting for enjoying the Florida lifestyle. Conveniently located near Fishermen's Village, Downtown Punta Gorda, Gilchrist Park, restaurants, shopping, festivals and more. Come enjoy waterfront living, beautiful sunsets, and the ease of condo living in sunny Southwest Florida!

601 Shreve Street Unit 66C, Punta Gorda

24490 Julian Court, Punta Gorda
$393,500
3 Beds ⋅ 2 Baths ⋅ Burnt Store Lakes SubDv.
YOUR FLORIDA POOLSIDE RETREAT AWAITS! Discover pride of ownership in this beautifully maintained, ONE-OWNER, CUSTOM-BUILT home in Punta Gorda’s desirable Burnt Store Lakes community. Ideally situated between Punta Gorda and Cape Coral, this property offers a peaceful residential setting with convenient access to both cities and a low annual HOA fee of just $526. Featuring over 1,800 square feet of living space, this 3-bedroom, 2-bath home offers a spacious, open living area plus a separate den—perfect for a home office, study, or flexible living space. Step outside to enjoy an in-ground pool, attractive paver pool deck, and screened lanai, creating an inviting setting for quiet mornings, afternoon swims, and entertaining. Numerous updates add to the home’s appeal, including NEW bedroom carpeting, water heater, and microwave in 2026; a new sprinkler control box, garage door opener, well pump, and dishwasher in 2025; and six impact windows installed in June 2024 in the dining room, bathroom, and two bedrooms. Additional improvements include an A/C system installed in 2022 and a variable-speed pool pump installed in 2020. A durable metal roof, side-entry oversized two-car garage, and thoughtfully designed floor plan complete this inviting home. Affordable reported annual insurance costs are $2,669 for flood coverage (see attached information) and $2,629.75 for homeowners coverage; buyer premiums may vary. With its private pool, generous living spaces, and extensive updates, this home is ready for you to enjoy the Southwest Florida lifestyle! Burnt Store Lakes community features a community kayak launch for owners and easy access to the areas largest marina, Burnt Store Marina featuring restaurants, golf, fitness, dry boat storage and more!

24490 Julian Court, Punta Gorda

17327 Peregrine Way, Punta Gorda
$248,150
3 Beds ⋅ 3 Baths ⋅ Townwalk SubDv.
Live where Babcock Ranch comes alive. The Kennedy at Townwalk puts you just steps from Founder's Square, the lakefront heart of America's first solar-powered town, and right next door to B Street, the exciting new downtown district that's set to become the center of life in Babcock Ranch. This 1,572 sq ft townhome by Park Square Homes offers 3 bedrooms, 2.5 bathrooms, and an attached 1-car garage in a smart, efficient layout that's easy to own and easy to love. It's the ideal fit for buyers who want low-maintenance living without giving up space, and it puts the best of Babcock Ranch within walking distance. Founder's Square sits along the shores of Lake Babcock and serves as the town's social hub, with concerts at the band shell, food truck nights, splash fountains, lakeside dining, and community celebrations throughout the year. Grab a coffee and watch the sunrise over the lake, catch live music on a Friday night, or meet neighbors at the next town event, all without moving your car. And the best is still coming. B Street is a brand-new, walkable mixed-use plaza rising right beside Townwalk, bringing roughly 70,000 square feet of shops, restaurants, bars, boutiques, wellness and fitness options, arts, entertainment, and office space, all surrounded by green space. When it opens, Townwalk owners will have one of the most convenient front-row seats in town to the new energy of downtown Babcock Ranch. Beyond downtown, Babcock Ranch offers 50 miles of hiking and biking trails, kayaking and canoeing on Lake Babcock, parks and greenways, and public golf at Babcock National. Everyday errands are easy with Publix at Crescent B Commons and national retailers, dining, and medical services at The Shoppes at Yellow Pine. Best of all, Townwalk has the lowest HOA in all of Babcock Ranch, so you get the most walkable location in town at a cost that's hard to match anywhere in Southwest Florida. Babcock Ranch is a true hometown, not a gated community, located just east of Fort Myers off State Road 31 with easy access to the rest of the region. If you've been looking for a home that makes it easy to step outside and enjoy life, the Kennedy is the one. Schedule your tour of the Townwalk model center today.

17327 Peregrine Way, Punta Gorda

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