South Gulf Cove Homes under $400,000

South Gulf Cove Homes under $400,000

Welcome to South Gulf Cove, a hidden gem nestled in the heart of Port Charlotte, Florida! This vibrant subdivision offers a unique blend of serene waterfront living and an active lifestyle, making it the perfect place to call home. With its picturesque canals, lush greenery, and access to the breathtaking Gulf of Mexico, South Gulf Cove is a paradise for nature lovers and outdoor enthusiasts alike.

One of the most appealing aspects of this community is the affordability of homes under $400,000. Whether you're a first-time buyer, a growing family, or looking for a retirement retreat, South Gulf Cove has something for everyone. The real estate options range from charming single-family homes to modern designs, all thoughtfully crafted to suit your needs and lifestyle. Many homes boast spacious layouts, updated amenities, and beautiful outdoor spaces, perfect for entertaining or simply enjoying the Florida sunshine.

In addition to its stunning homes, South Gulf Cove is conveniently located near shopping, dining, and recreational activities. Enjoy a day on the water with easy access to boating and fishing, or take a leisurely stroll through nearby parks and nature trails. The community also hosts various events throughout the year, fostering a friendly and welcoming atmosphere.

Discover the allure of South Gulf Cove, where affordable living meets the beauty of Florida's coastal lifestyle. Come explore the possibilities and find your dream home in this enchanting subdivision today!

Newest South Gulf Cove Homes under $400,000

13503 Ainsworth Lane, Port Charlotte
$369,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Brand NEW home READY to move in! Just in time to move in before the winter season arrives. The view is worth a thousand words. Come and see the Amazement of the Builder's attention to every detail. This is a very popular floor plan with all of the newest amenities. Great location within the ever-popular community of South Gulf Cove. This home was built by one of the area's most reputable and finest builders. Quality, quality, quality in every area of the home (even the closets are Beautifully constructed). Very crisp and clean with many upgrades. Exciting and pleasant neighborhood to call home. This is an ELEGANT, must-see home ready for you TODAY!

13503 Ainsworth Lane, Port Charlotte
14121 Monserrate Lane, Port Charlotte
$349,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Virtually Staged. Turnkey investment opportunity in South Gulf Cove with a tenant in place. This newer home offers an open living and dining layout, a spacious kitchen with stone counters, durable flooring, a covered lanai and an attached garage on an oversized corner lot. Its thoughtful floor plan and established tenancy make it an appealing addition to a residential portfolio. Showings are by appointment; please do not disturb the tenant. Schedule a private viewing to explore the property. One or more photo(s) was virtually staged.

14121 Monserrate Lane, Port Charlotte
10149 Calumet Boulevard, Port Charlotte
$344,999
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Virtually Staged. A tenant-occupied home in South Gulf Cove brings an established rental arrangement to your Port Charlotte investment portfolio. An open great-room layout connects the kitchen, living and dining spaces, while a covered lanai extends the living area outdoors. Granite countertops, shaker cabinetry, included kitchen appliances and vinyl flooring add practical appeal. Block and stucco construction, an attached garage and a paver driveway complement the residential setting. Images include builder-model illustrations; buyers should verify the property’s current finishes and condition. Do not disturb the tenant. Contact the listing agent for lease details and to coordinate a showing. One or more photo(s) was virtually staged.

10149 Calumet Boulevard, Port Charlotte
8917 Calumet Boulevard, Port Charlotte
$245,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
**CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a new construction home in South Gulf Cove, Port Charlotte. This never-occupied 3-bedroom plus office, 2-bath residence offers approximately 2,042 square feet on an open-concept, split-bedroom plan, plus a 2-car garage with opener. The block and stucco structure, shingle roof, windows, and doors are complete, and much of the interior is already in: gray shaker cabinetry, marble-look tile, vaulted and tray ceilings, and wire closet shelving. Both baths have quartz vanities. The primary bath has a double vanity and a tiled walk-in shower with a pebble stone accent, and the hall bath has a tiled tub surround. Remaining work includes kitchen counters, appliances, HVAC equipment, plumbing and light fixtures, shower glass, driveway, and final inspections. Flood Zone AE. Convenient to Boca Grande, Englewood Beach, boating, golf, shopping, and dining. Priced accordingly and sold As-Is by the REO seller. Cash offers only.

8917 Calumet Boulevard, Port Charlotte
9259 Calumet Boulevard, Port Charlotte
$386,900
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome Home! This beautiful 4 bedroom / 2 bath pool home with a a split bedroom open floor plan in South Gulf Cove is an amazing find! The heated pool and extended Lanai is the perfect area to relax and entertain. You will love the beautiful Kitchen, open to the Living Room, with a large eat-in dining area with sliding glass door access to the Lana and pool. Complete with picture frame wood cabinets, granite countertops, coffee bar, walk-in pantry and kitchen island, this is the centerpiece of the home. The brick accent wall in the Kitchen is a stunning design statement with a contemporary, hearth-like warmth. The primary suite overlooks the pool and lanai with a picture window, and boasts dual sinks, walk-in shower, water closet, and a large walk-in closet. The 4th bedroom is perfect for an office, work-out room, or craft room. Complete with 18X18 tile floors in the Living Room, Kitchen, Laundry Room and Baths, double pane insulated windows, 8'8' high ceilings, crown molding in all common areas, plantation shutters on picture window in Family room and sliding glass doors, tons of closet space, irrigation system, hurricane shutters, 14X10 shed, shelving on garage ceiling, screened garage door and fenced in area for your pets. Recent upgrades include a new roof in 2022, new AC and Hot Water Heater in 2025 and new hard wired smoke detectors. South Gulf Cove offers a multitude of parks, public boat ramp that allows access to the Gulf of America, sidewalks to walk or bike, a clubhouse and more. Located very close to Boca Grande beaches. This home is a must see, walk-through video attached for your viewing pleasure.

9259 Calumet Boulevard, Port Charlotte
14735 Keystone Blvd, Port Charlotte
$380,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Welcome to 14735 Keystone Blvd, Port Charlotte, FL 33981, CITY WATER AND SEWER, a stunning newly constructed home that combines modern living, privacy, and an Unbeatable Location in one of Southwest Florida’s fastest-growing areas. Build by one of the best builders in the area. We are offering CLOSING COST ASSISTANCE. This home is situated in a safe and quiet neighborhood and offers a fully fenced perimeter with a gated entrance, creating a strong sense of privacy, security, and exclusivity. It counts with 2 dinning rooms and 2 living rooms ( one of this living rooms has been converted into an office ). The backyard is thoughtfully designed for both function and convenience, counts with a Lanai for the buyer to enjoy, it also features a storage shed for extra space in tools or anything that comes to mind and a built-in sprinkler system that keeps the lawn healthy, green, and low-maintenance year-round. Location is one of the biggest highlights of this property, with the home being only about 10 miles from some of Florida’s most beautiful beaches, including Gasparilla Island and Boca Grande, where you can enjoy soft sand, boating, fishing, and waterfront dining. At the same time, everyday conveniences are just minutes away, with nearby access to schools, supermarkets, shopping centers, restaurants, and essential services, making daily life both easy and convenient. Blending new construction, privacy, convenience, and proximity to world-class beaches, this home is an excellent opportunity for families, investors, or anyone looking to enjoy the Florida lifestyle in a move-in ready property that truly has it all.

14735 Keystone Blvd, Port Charlotte
13379 Bouvardia Lane, Port Charlotte
$389,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Brand New Move-In Ready Home! Introducing the Turnberry DX model by the award-winning Harbor Home Builders. This beautifully crafted 3-bedroom, 2-bathroom, 3-car garage home welcomes you with a grand 12-foot entryway and elegant coffered ceilings. Enjoy luxury finishes throughout, including impact windows, porcelain plank flooring, solid wood cabinetry with soft-close doors and drawers, quartz countertops, and designer lighting and fans. The spacious primary suite features a tray ceiling with ambient lighting, a transom window, a generous walk-in closet, and an additional storage closet. The primary bath offers dual vanities and a stunning tiled walk-in shower. Step outside to the expansive 27' x 9' lanai, complete with an entertainment wall featuring electrical outlets and provisions for an outdoor kitchen — perfect for relaxing or entertaining. Don’t miss your chance to own this exceptional new home. Schedule your private showing today! Please see video tour of sister home.

13379 Bouvardia Lane, Port Charlotte
14516 San Domingo Boulevard, Port Charlotte
$379,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome to this stunning, recently built (2022) 3-bedroom, 2-bathroom home that combines modern design and convenience. Featuring an open floor plan with high ceilings throughout and elegant tray ceilings in the dining room and the primary bedroom, making this home perfect for both entertaining and everyday living. The kitchen and bathrooms are finished with granite countertops and wood cabinets, providing both beauty and functionality. Tile floors run throughout the home, offering style and easy maintenance. The heart of the home is the spacious living area, seamlessly connecting the kitchen with island, and family room spaces. The split-bedroom layout offers privacy for both you and your guests. The dedicated laundry room provides extra convenience, while the 3-car insulated garage offers ample storage for vehicles or hobby space. Step outside to the expansive backyard, a blank canvas ready for your future pool or outdoor entertainment dreams. The home comes equipped with a home generator and hurricane shutters, offering peace of mind during storm season. Located close to popular restaurants, beautiful beaches, professional sports stadiums, and parks, this home provides the perfect blend of quiet living and easy access to nearby amenities. Move-in ready and packed with potential—this home is ready for you to make it your own!

14516 San Domingo Boulevard, Port Charlotte
14051 Barbet Lane, Port Charlotte
$315,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome to this inviting 3-bedroom, 2-bathroom home offering 1,640 sq. ft. of comfortable living space with a desirable open-concept floor plan. Tile flooring throughout provides a clean, cohesive look and makes everyday living and entertaining easy. The home features a 2-car garage and hurricane shutters, providing added convenience and peace of mind. The southern exposure in the rear brings wonderful natural light and creates an enjoyable outdoor setting. Ideally located close to restaurants, shopping, and golf courses, this home offers an excellent opportunity to enjoy the Florida lifestyle. Whether you're looking for a full-time residence, seasonal retreat, or investment property, this home is ready to welcome you.

14051 Barbet Lane, Port Charlotte
10048 Lebanon Drive, Port Charlotte
$374,900
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Virtually Staged. This Mercedes built Shane Model offers spacious, comfortable living in the desirable South Gulf Cove waterfront community of Port Charlotte, Florida. Thoughtfully designed as a true ranch style home, this four bedroom, three full bath residence provides a large and convenient layout ideal for everyday living and entertaining. A welcoming entry leads into a separate living room and formal dining area, while the open kitchen and family room create a bright central gathering space for relaxing or hosting guests. The kitchen is well positioned for functionality and flow, making it easy to stay connected with the main living areas. Durable laminate and tile flooring throughout the home enhance style and ease of maintenance. The bedrooms feature plush carpeting. The generous primary and guest bedrooms provide flexibility for visitors, home office space, or personal use, while the three full bathrooms add comfort and practicality. An inside laundry room adds everyday convenience, and the two-car garage offers ample storage and parking space. With a brand-new roof and interior upgrade already completed, this home is move-in ready and thoughtfully refreshed. Best of all, the property has no HOA or CDD fees, offering added freedom and flexibility in homeownership. This inviting residence blends comfort, space, and value in a highly sought-after waterfront community.

10048 Lebanon Drive, Port Charlotte
14480 Argus Lane, Port Charlotte
$389,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
BRAND NEW CONSTRUCTION + BUYER INCENTIVE!** Welcome to this stunning new construction home in the desirable Gulf Cove area of Port Charlotte! Offering 4 bedrooms, 2 bathrooms, 1,886 square feet of beautifully designed living space, and an oversized 0.24-acre lot, this home combines modern style, functional living, and exceptional value. Step inside to a bright, open-concept floor plan designed for both comfortable everyday living and entertaining. The spacious kitchen flows seamlessly into the main living area, creating the perfect gathering space. The generously sized primary suite offers a private retreat, while three additional bedrooms provide flexibility for family, guests, a home office, or hobbies. Outside, the expansive lot provides plenty of room to create your ideal outdoor oasis, whether that means a pool, entertaining area, garden, or simply enjoying the Florida sunshine. A 2-car attached garage provides convenient parking and additional storage. Located in Gulf Cove, this home puts you close to shopping, dining, boating, golf, and Southwest Florida's beautiful Gulf Coast beaches.

14480 Argus Lane, Port Charlotte
10554 Live Oak Road, Port Charlotte
$399,990
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
SAILBOAT WATERFRONT HOME IN SOUTH GULF COVE! Welcome to Florida waterfront living! This light, bright, and airy 3/,2/2 is situated on sailboat-accessible waterfront in desirable South Gulf Cove. Inside, you’ll find tile flooring throughout the main living areas and carpeting in the bedrooms for added comfort. The kitchen features upgraded cabinetry, stone countertops, and stainless-steel appliances, creating a stylish and functional space for everyday living or entertaining. An indoor laundry room with a convenient linen closet adds to the home’s functionality. Step outside to beautifully maintained Florida landscaping featuring concrete curbing, decorative gray stone, and lush tropical greenery. But the real highlight is the WATER! Have a Sea-Doo, powerboat, or—better yet—a sailboat? This home is ready for you to enjoy the boating lifestyle. Spend your days on the water, explore the surrounding waterways, or simply relax and enjoy the peaceful Florida waterfront setting. Whether you're searching for a summer retreat, Airbnb opportunity, or your own waterfront Florida getaway, this home offers the space and location to make the most of the Florida lifestyle. Come see why waterfront living in South Gulf Cove could be exactly what you've been looking for!

10554 Live Oak Road, Port Charlotte
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