South Gulf Cove Homes under $500,000

South Gulf Cove Homes under $500,000

Welcome to South Gulf Cove, a hidden gem nestled in the heart of Port Charlotte, Florida! This vibrant subdivision boasts a serene, family-friendly atmosphere, making it the perfect place to call home. With its picturesque waterways and lush landscapes, South Gulf Cove offers residents a unique blend of natural beauty and modern conveniences.

One of the most enticing features of South Gulf Cove is its impressive selection of homes priced under $500,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, this community has something for everyone. From charming single-family homes to contemporary designs, you’ll find properties that cater to a variety of tastes and lifestyles.

Imagine waking up to the gentle sounds of nature and enjoying your morning coffee on your patio, overlooking the serene canals that wind through the neighborhood. With an abundance of outdoor activities at your doorstep, including boating, fishing, and hiking, South Gulf Cove is a paradise for nature lovers and adventure seekers alike.

Additionally, the subdivision is conveniently located near shopping, dining, and entertainment options, ensuring that you have everything you need just a short drive away. With its friendly community vibe and beautiful surroundings, South Gulf Cove is not just a place to live; it’s a lifestyle waiting to be embraced.

Discover your dream home in South Gulf Cove today, where affordable living meets the allure of Florida's stunning landscapes!

Newest South Gulf Cove Homes under $500,000

14121 Monserrate Lane, Port Charlotte
$349,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Virtually Staged. Turnkey investment opportunity in South Gulf Cove with a tenant in place. This newer home offers an open living and dining layout, a spacious kitchen with stone counters, durable flooring, a covered lanai and an attached garage on an oversized corner lot. Its thoughtful floor plan and established tenancy make it an appealing addition to a residential portfolio. Showings are by appointment; please do not disturb the tenant. Schedule a private viewing to explore the property. One or more photo(s) was virtually staged.

14121 Monserrate Lane, Port Charlotte
10149 Calumet Boulevard, Port Charlotte
$344,999
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Virtually Staged. A tenant-occupied home in South Gulf Cove brings an established rental arrangement to your Port Charlotte investment portfolio. An open great-room layout connects the kitchen, living and dining spaces, while a covered lanai extends the living area outdoors. Granite countertops, shaker cabinetry, included kitchen appliances and vinyl flooring add practical appeal. Block and stucco construction, an attached garage and a paver driveway complement the residential setting. Images include builder-model illustrations; buyers should verify the property’s current finishes and condition. Do not disturb the tenant. Contact the listing agent for lease details and to coordinate a showing. One or more photo(s) was virtually staged.

10149 Calumet Boulevard, Port Charlotte
8917 Calumet Boulevard, Port Charlotte
$245,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
**CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a new construction home in South Gulf Cove, Port Charlotte. This never-occupied 3-bedroom plus office, 2-bath residence offers approximately 2,042 square feet on an open-concept, split-bedroom plan, plus a 2-car garage with opener. The block and stucco structure, shingle roof, windows, and doors are complete, and much of the interior is already in: gray shaker cabinetry, marble-look tile, vaulted and tray ceilings, and wire closet shelving. Both baths have quartz vanities. The primary bath has a double vanity and a tiled walk-in shower with a pebble stone accent, and the hall bath has a tiled tub surround. Remaining work includes kitchen counters, appliances, HVAC equipment, plumbing and light fixtures, shower glass, driveway, and final inspections. Flood Zone AE. Convenient to Boca Grande, Englewood Beach, boating, golf, shopping, and dining. Priced accordingly and sold As-Is by the REO seller. Cash offers only.

8917 Calumet Boulevard, Port Charlotte
15185 Hennipen Circle, Port Charlotte
$459,000
3 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Private Nature Retreat Near Boca Grande – Discover the perfect blend of privacy and nature in this custom residence located at 15185 Hennipen. Built in 2023, this beautifully appointed 3 bedroom, 2.5 bath home offers 2,328 square feet of thoughtfully designed living space, surrounded by the peaceful beauty of Florida’s natural landscape. Enjoy a truly special setting where dark skies reveal brilliant stars, and the quiet surroundings offer a welcome escape from the everyday. Miles of walking and biking paths invite you to explore the outdoors, while nearby boat ramps and the world-renowned charm of Boca Grande, just six miles away, make boating, fishing, and coastal adventures easily accessible. Inside, designer features and distinctive architectural details set this home apart. Custom built-ins, shiplap walls, and artistic mural insets add character, warmth, and individuality throughout. Every detail contributes to a home that feels anything but ordinary. A coveted great room design opens to a screened lanai and large, private, fenced backyard. This split plan offers 3 bedrooms with a separate den/ office. Other features include tile flooring throughout, high ceilings - including a beamed ceiling in the great room and extensive use of cabinetry in the kitchen as well as in coffee nook. Owner's suite has a judges panel feature wall, direct access to the covered lanai, walk-in closet and a deluxe bathroom with two sinks. Additional highlights include a voluntary HOA, a 10-year structural builder warranty, and a neighborhood engineered with flood mitigation in mind. If you’re searching for privacy, natural beauty, custom design, and convenient access to Gulf Coast recreation, this exceptional property offers a rare opportunity to enjoy the best of Florida living.

15185 Hennipen Circle, Port Charlotte
9259 Calumet Boulevard, Port Charlotte
$386,900
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome Home! This beautiful 4 bedroom / 2 bath pool home with a a split bedroom open floor plan in South Gulf Cove is an amazing find! The heated pool and extended Lanai is the perfect area to relax and entertain. You will love the beautiful Kitchen, open to the Living Room, with a large eat-in dining area with sliding glass door access to the Lana and pool. Complete with picture frame wood cabinets, granite countertops, coffee bar, walk-in pantry and kitchen island, this is the centerpiece of the home. The brick accent wall in the Kitchen is a stunning design statement with a contemporary, hearth-like warmth. The primary suite overlooks the pool and lanai with a picture window, and boasts dual sinks, walk-in shower, water closet, and a large walk-in closet. The 4th bedroom is perfect for an office, work-out room, or craft room. Complete with 18X18 tile floors in the Living Room, Kitchen, Laundry Room and Baths, double pane insulated windows, 8'8' high ceilings, crown molding in all common areas, plantation shutters on picture window in Family room and sliding glass doors, tons of closet space, irrigation system, hurricane shutters, 14X10 shed, shelving on garage ceiling, screened garage door and fenced in area for your pets. Recent upgrades include a new roof in 2022, new AC and Hot Water Heater in 2025 and new hard wired smoke detectors. South Gulf Cove offers a multitude of parks, public boat ramp that allows access to the Gulf of America, sidewalks to walk or bike, a clubhouse and more. Located very close to Boca Grande beaches. This home is a must see, walk-through video attached for your viewing pleasure.

9259 Calumet Boulevard, Port Charlotte
8069 Burwell Circle, Port Charlotte
$459,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
RARE OPPORTUNITY IN SOUTH GULF COVE! Discover this spacious 4-bedroom, 3-bathroom, 2-car garage home with the exciting opportunity to own a TRIPLE LOT! The advertised price includes the home and its existing lot, with two additional adjoining lots available for separate purchase, offering endless possibilities for added privacy, outdoor living, or future expansion! From the moment you step inside, you'll appreciate the spacious, open layout featuring a formal dining room, living room, family room, and eat-in kitchen, providing plenty of room for entertaining or simply enjoying everyday living. Tile flooring flows throughout the home, creating a seamless and inviting atmosphere. The kitchen is designed with both style and functionality in mind, featuring a farmhouse sink, pantry, breakfast bar, and a convenient eat-in dining area. The generously sized primary suite offers a private retreat with French doors leading into the spacious ensuite bathroom, complete with a large walk-in shower, dual sinks, separate soaking tub, private toilet area, linen closet, and walk-in closet. Bedrooms two and three are thoughtfully situated with a shared bathroom featuring a tub, while the fourth bedroom is tucked away toward the rear of the home with convenient access to the third bathroom and a private door leading to its own screened lanai. This flexible layout is perfect for guests, extended family, or a potential mother-in-law arrangement, offering additional privacy and comfort. Love the Florida lifestyle? Sliding glass doors from both the living room and eat-in kitchen lead to an additional covered back porch, creating the perfect setting for morning coffee, evening relaxation, or entertaining family and friends. The fenced backyard is complemented by beautiful landscaping, an irrigation system, and a thoughtfully designed paver area with privacy fencing to keep trash cans neatly tucked out of sight. Additional highlights include a 2023 ROOF, 2026 WATER HEATER, and 2022 ACCORDION HURRICANE SHUTTERS protecting the windows and front door. The spacious two-car garage also features a garage door screen, allowing you to enjoy fresh air while using the space as a workshop or hobby area. An interior laundry room adds everyday convenience, and furnishings are negotiable, making your move to paradise even easier! Located in the desirable boating community of South Gulf Cove, you'll enjoy convenient access to the beautiful Gulf Coast beaches, Boca Grande, golf courses, fishing, boating, shopping, and dining. Whether you're looking for a spacious family home, a seasonal retreat, or the opportunity to create your own private Florida oasis by purchasing the adjoining lots, this property offers incredible potential. DON'T MISS YOUR CHANCE TO OWN A PIECE OF PARADISE WITH ROOM TO GROW!

8069 Burwell Circle, Port Charlotte
14735 Keystone Blvd, Port Charlotte
$380,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Welcome to 14735 Keystone Blvd, Port Charlotte, FL 33981, CITY WATER AND SEWER, a stunning newly constructed home that combines modern living, privacy, and an Unbeatable Location in one of Southwest Florida’s fastest-growing areas. Build by one of the best builders in the area. We are offering CLOSING COST ASSISTANCE. This home is situated in a safe and quiet neighborhood and offers a fully fenced perimeter with a gated entrance, creating a strong sense of privacy, security, and exclusivity. It counts with 2 dinning rooms and 2 living rooms ( one of this living rooms has been converted into an office ). The backyard is thoughtfully designed for both function and convenience, counts with a Lanai for the buyer to enjoy, it also features a storage shed for extra space in tools or anything that comes to mind and a built-in sprinkler system that keeps the lawn healthy, green, and low-maintenance year-round. Location is one of the biggest highlights of this property, with the home being only about 10 miles from some of Florida’s most beautiful beaches, including Gasparilla Island and Boca Grande, where you can enjoy soft sand, boating, fishing, and waterfront dining. At the same time, everyday conveniences are just minutes away, with nearby access to schools, supermarkets, shopping centers, restaurants, and essential services, making daily life both easy and convenient. Blending new construction, privacy, convenience, and proximity to world-class beaches, this home is an excellent opportunity for families, investors, or anyone looking to enjoy the Florida lifestyle in a move-in ready property that truly has it all.

14735 Keystone Blvd, Port Charlotte
10134 Algren Place, Port Charlotte
$425,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
HEATED SALTWATER POOL + FOUNTAIN + 2023 ROOF + 6-MONTH-OLD A/C + NEW FLOORING + REMODELED BATHROOMS + CORNER LOT! Welcome to 10134 Algren Place, an impressive 4-BEDROOM, 2-BATHROOM, 2-CAR GARAGE POOL HOME situated on a spacious CORNER LOT in the desirable waterfront community of SOUTH GULF COVE! Located on the beautiful Cape Haze Peninsula, this thoughtfully updated residence combines modern elegance, exceptional functionality, and an inviting tropical retreat designed for enjoying the very best of Southwest Florida living. From the moment you arrive, the home's attractive exterior, OVERSIZED DRIVEWAY, and welcoming SCREENED FRONT ENTRY create a wonderful first impression. Step inside to discover a beautifully maintained interior featuring FRESH PAINT, NEW FLOORING, and a desirable SPLIT-BEDROOM FLOOR PLAN that provides both comfort and privacy. The spacious main living areas offer an effortless flow between the living room, dining area, and kitchen, creating an ideal atmosphere for everyday living and entertaining. At the heart of the home, the UPDATED KITCHEN showcases GRANITE COUNTERTOPS, SOLID WOOD CABINETRY, STAINLESS STEEL APPLIANCES, a stylish TILE BACKSPLASH, and a generously sized CENTER ISLAND WITH BREAKFAST BAR SEATING. A WALK-IN PANTRY provides exceptional storage, completing this beautifully appointed culinary space. Privately positioned toward the rear of the residence, the expansive PRIMARY SUITE offers a peaceful escape with views overlooking the backyard and pool area. The REMODELED EN SUITE BATHROOM features DUAL VANITIES, a WALK-IN SHOWER, a PRIVATE WATER CLOSET, and an OVERSIZED WALK-IN CLOSET. Three additional guest bedrooms provide flexibility for visitors, a home office, or additional recreational space, while the beautifully REMODELED GUEST BATHROOM adds another touch of modern sophistication. Step outside and discover your very own PRIVATE TROPICAL OASIS! The SCREENED LANAI opens to an expansive outdoor living area featuring a HEATED SALTWATER POOL WITH FOUNTAIN, creating the perfect backdrop for relaxing afternoons, outdoor dining, and memorable gatherings. The EXTENDED COVERED PATIO offers plenty of shaded space to unwind, while the RECENTLY RESEALED LANAI PAVERS enhance the beauty of this inviting outdoor retreat. Additional highlights include a 2023 ROOF, A/C SYSTEM JUST 6 MONTHS OLD, PARTIALLY FENCED YARD, IRRIGATION SYSTEM, OUTDOOR STORAGE SHED, GARAGE WITH PAINTED FLOORING, and an RV ELECTRICAL OUTLET. Nestled within SOUTH GULF COVE, a sought-after boating community known for its extensive canal system and proximity to the Gulf Coast, residents enjoy convenient access to boating, fishing, golf courses, shopping, dining, and the beautiful beaches of Boca Grande and Englewood. Offering an exceptional combination of RECENT UPGRADES, SPACIOUS INTERIORS, and RESORT-STYLE OUTDOOR LIVING, this remarkable home is ready to welcome you to your own slice of Southwest Florida paradise. EXPERIENCE THE LIFESTYLE YOU'VE BEEN DREAMING OF!

10134 Algren Place, Port Charlotte
9685 Arnaz Circle, Port Charlotte
$469,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
WELCOME TO SOUTH GULF COVE! Offering 2,375 SQUARE FEET OF LIVING SPACE, this beautifully maintained 3-bedroom, 2-bath home features a versatile bonus room, attached 2-car garage, and HEATED SALTWATER POOL. Situated on a spacious corner lot with attractive tropical landscaping, this inviting residence combines architectural charm, a desirable split-bedroom floor plan, and exceptional indoor-outdoor living. Beautiful curb appeal welcomes you with a warm-toned exterior, dimensional shingle roof, decorative arched windows, mature palms, and a curved walkway leading to the covered front entrance. Step through the double doors into an impressive interior showcasing soaring ceilings, crown molding, decorative columns, elegant archways, architectural display shelves, and ceramic tile flooring throughout the main living areas. The spacious great room features a dramatic tray ceiling with a decorative ceiling fan, while expansive sliding glass doors topped by transom windows fill the space with natural light and open directly to the screened lanai. An adjoining area, currently arranged as a cozy sitting room, provides additional flexibility for relaxing or entertaining. The well-appointed kitchen features rich wood cabinetry with decorative molding, granite countertops and backsplash, stainless steel appliances, a built-in wall oven, glass cooktop, recessed lighting, and abundant storage. A generous wraparound breakfast bar with seating for four overlooks the main living area, making it ideal for casual gatherings. Just beyond the kitchen, a charming dinette is surrounded by an aquarium-style window offering picturesque views of the tropical landscaping and pool area. For more formal occasions, the separate dining room features an elegant tray ceiling with lighting, crown molding, decorative chandelier, and French doors opening to the lanai, creating an inviting setting for meals and entertaining. The spacious primary suite offers a private retreat with luxury vinyl plank flooring, TWO WALK-IN CLOSETS, and sliding glass doors providing direct access to the pool area. The en suite bath features dual vanities, a relaxing garden tub, and a separate walk-in shower. On the opposite side of the home, two comfortable guest bedrooms share a full bathroom with a tub/shower combination, providing privacy for family and overnight visitors. An additional bonus room with direct access to the lanai offers endless possibilities as a home office, den, hobby room, playroom, or additional gathering space. Step outside to your own PRIVATE BACKYARD OASIS, where the HEATED SALTWATER POOL and screened enclosure, both added in 2023, provide the perfect setting for enjoying Southwest Florida's beautiful weather year-round. The vinyl-fenced backyard offers added privacy and includes a storage shed installed in 2022 and a full irrigation system. MAJOR IMPROVEMENTS INCLUDE A NEW A/C IN 2022 AND NEW ROOF IN 2022, providing valuable updates for the next owner. Located in the popular waterfront community of South Gulf Cove, residents can enjoy community parks, playgrounds, a clubhouse, and boat ramp, with an optional HOA currently stated at just $10 per month. Conveniently situated near shopping, dining, golf courses, boating, and fishing, this location also offers easy access to the beautiful Gulf beaches of Boca Grande and Englewood.

9685 Arnaz Circle, Port Charlotte
13379 Bouvardia Lane, Port Charlotte
$389,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Brand New Move-In Ready Home! Introducing the Turnberry DX model by the award-winning Harbor Home Builders. This beautifully crafted 3-bedroom, 2-bathroom, 3-car garage home welcomes you with a grand 12-foot entryway and elegant coffered ceilings. Enjoy luxury finishes throughout, including impact windows, porcelain plank flooring, solid wood cabinetry with soft-close doors and drawers, quartz countertops, and designer lighting and fans. The spacious primary suite features a tray ceiling with ambient lighting, a transom window, a generous walk-in closet, and an additional storage closet. The primary bath offers dual vanities and a stunning tiled walk-in shower. Step outside to the expansive 27' x 9' lanai, complete with an entertainment wall featuring electrical outlets and provisions for an outdoor kitchen — perfect for relaxing or entertaining. Don’t miss your chance to own this exceptional new home. Schedule your private showing today! Please see video tour of sister home.

13379 Bouvardia Lane, Port Charlotte
14516 San Domingo Boulevard, Port Charlotte
$379,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome to this stunning, recently built (2022) 3-bedroom, 2-bathroom home that combines modern design and convenience. Featuring an open floor plan with high ceilings throughout and elegant tray ceilings in the dining room and the primary bedroom, making this home perfect for both entertaining and everyday living. The kitchen and bathrooms are finished with granite countertops and wood cabinets, providing both beauty and functionality. Tile floors run throughout the home, offering style and easy maintenance. The heart of the home is the spacious living area, seamlessly connecting the kitchen with island, and family room spaces. The split-bedroom layout offers privacy for both you and your guests. The dedicated laundry room provides extra convenience, while the 3-car insulated garage offers ample storage for vehicles or hobby space. Step outside to the expansive backyard, a blank canvas ready for your future pool or outdoor entertainment dreams. The home comes equipped with a home generator and hurricane shutters, offering peace of mind during storm season. Located close to popular restaurants, beautiful beaches, professional sports stadiums, and parks, this home provides the perfect blend of quiet living and easy access to nearby amenities. Move-in ready and packed with potential—this home is ready for you to make it your own!

14516 San Domingo Boulevard, Port Charlotte
8181 Tecumseh Circle, Port Charlotte
$485,900
4 Beds ⋅ 4 Baths ⋅ South Gulf Cove SubDv.
Four bedrooms. Four full baths. A flex room. Zero mandatory HOA. 8181 Tecumseh Circle is brand-new 2025 construction in South Gulf Cove, tucked at the end of the road with the canal right across the street. Inside, high ceilings and an open layout connect the living room, dining area and kitchen into one bright, airy space finished in 48"x24" porcelain tile. The kitchen is built to work and built to entertain: a large stone-topped island, stainless appliances, a pantry and a sunny dinette for slow mornings. With four full baths, no one waits in line, and the flex room with closet easily becomes a home office, guest room or fifth bedroom. The primary suite delivers a generous walk-in closet and an oversized en-suite bath with dual sinks and a private water closet. Built to today's flood elevation code with impact-rated windows and doors, a 2-car garage and a covered lanai ready for Florida evenings. Launch the boat at the community ramp and cruise the canals to the Myakka River, Charlotte Harbor and the Gulf. Golf carts are welcome, the clubhouse and park are close by, and Boca Grande and Englewood beaches, marinas and I-75 are minutes away. Room to add a pool. Brand new, move-in ready and waiting for its first owner. Come see it before someone else calls it home.

8181 Tecumseh Circle, Port Charlotte
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